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5 Maneras que pueden perjudicar a su reclamo de Accidente automovilístico | Firma de abogados de Tampa

thumbnail.aspxLos Accidentes de auto pueden ser devastadores, y las heridas en un accidente pueden comenzar una línea de tiempo de tratamiento y terapia que puede tomar meses en completarse.

Si usted está implicado en un accidente automovilístico, es muy importante saber qué medidas se pueda comprometer a protegerse y evitar daños a su caso de lesiones potenciales. Muchas personas no están consciente de que hay varias maneras que  pueden dañar su reclamo automovilístico en la Florida . Aquí están algunos puntos importantes que le ayudarán a asegurar que su reclamo sea exitoso:

1. Revelar información a través de Los medios de Comunicación Social: generación de hoy es tecnológicamente inteligente, es un hecho que  los abogados del lado contrario o las compañías de seguros utilizan para beneficio de ellos. Personas pueden actualizar su estado de, tweet, escribir cualquier información o consultar en lugares en tiempo presente, esto es susceptible al público para crear un imagen negativa. En un caso de accidente de auto,l a investigación por Internet puede ayudar a demostrar que no esta  tan lesionado para su reclamo automovilístico.

Es importante entender que lo que publiques en tweet potencialmente puede ayudar a la compañía del seguro contrario y puede lastimar su caso. Sea cuidadoso al publicar fotos o comentarios que podrían desacreditar su reclamo automovilístico. Por ejemplo, piense dos veces antes de publicar algo sobre ir al gimnasio cuando usted anuncio en tener dolor intenso en la espalda  de un reciente accidente.

2. Falta de información de testigos: cualquier tipo de accidente puede causar estrés y perjudicar el  proceso  normal del pensamiento. Es importante que esté tranquilo  (a)  para poder reunir la información adecuada que le ayudará a su caso más adelante. Una de las claves para ayudar a su reclamo automovilístico, si no eres culpable es bueno qué usted pueda identificar a  sus testigos. Es importante corroborar su caso con testigos porque minimizará el debate de las compañías de seguros. Se Supone que la oficina investigadora recogerá este tipo de información. Si usted toma el asunto con sus propias manos es posible que le pidan la información del contacto de los testigos inmediatamente después del accidente.

3. Dar una declaración grabada a la compañía de seguro contrario: esto es un error muy común. Generalmente cuando hay un accidente automovilístico, las compañías de seguros son notificadas inmediatamente. Una vez que sea notificada a las compañías de seguros, se mueve rápidamente  para obtener una declaración grabada sobre lo  sucedido y obtener información sobre su lesión ocurrida. La mayoría de las personas siente que tienen que dar una declaración grabada a la compañía de seguros contraria y responder a sus preguntas .Esto es falso. No hay ningún requisito de que usted de una declaración grabada.

A menudo, la compañía de seguros está tratando de obtener ventaja de su estado mental y la falta de conocimiento sobre el tema . Por lo tanto,  no de ninguna declaración grabada sin primero consultar con su abogado.

4. Tomar oposición  de seguros de autos empresas : si no eres culpable, la compañía de seguros del conductor llevará una oposición de investigación durante su caso. Esto puede incluir vigilancia, fotos de los daños o videos de usted en algún momento durante el proceso.

La honestidad es la mejor política. Si usted trata de ciertas actividades que parecen cuestionables o  admitirlo. Entendemos que durante el proceso de reclamación, será tratado por lesiones y mejorará su salud física. Sin embargo, cuando una víctima de accidente de auto niega algo que sea verdad  y si el  seguro investiga para ser verdad, perjudicará su reclamo automovilístico.

5. Si usted esperar demasiado tiempo para obtener tratamiento médico: en un accidente automovilístico la mayoría de la gente asume que el dolor o lesión desaparecerá con el tiempo. Desafortunadamente, eso no es siempre el caso y pueden empeorar progresivamente.

Las compañías de seguros controlan si hay pausas entre los tratamientos y también si usted no aún comienza el tratamiento, asumen que no esté tan herido (a) como dices. Atención médica inmediata es necesaria para evaluar su reclamo y si las lesiones son graves, informe al hospital de sus heridas. Una vez que usted visite un abogado de lesiones personales, solicite  asistencia médica adecuada. Cualquier queja o síntomas que tenga deben estar bien documentados y registrados.

Demandas por lesiones personales todas varían, y muchas veces implican consecuencias de por vida que requieren gastos médicos en el  futuro y años de dolor y sufrimiento. Si usted o un ser querido ha sido lesionado debido a las acciones o la negligencia de otro, Blick Law Firm al (813) 931-0840.

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Probate: What is a Will? … and do I need one?

A Will is a legal document that provides direction for how a decedent intends to distribute their assets upon their death. Many times, people avoid considering the different options available through the probate process out of a fear of thinking about their own death.

A person without a will at the time of death is said to have died intestate. When a person dies intestate, the State will then follow the intestacy guidelines governing how to distribute intestate assets to heirs based on relation and bloodline.

Realistically, executing a Will for the disposition of one’s assets is an important part of planning the future of your estate; as it is always better to have your intentions for the disposition of your assets to be memorialized in an executed Will, rather than have the State determine the disposition of your assets. Probate is the process of identifying and gathering the assets of the deceased person, paying their debts, and distributing the assets to his or her beneficiaries.

Many considerations must be made prior to setting forth the distribution of one’s assets following their death, and often times other legal documents are more suitable for particular situations. It is important to discuss your situation with an experienced attorney, and determine what is best for you be it a Will or Trust instrument.

If you or a loved have concerns or questions about the future of your estate, call Blick Law Firm today. Schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!

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Real Estate: Closing, and 5 Important Steps to Follow

A Real Estate Closing is the final step of the home purchase process, whereby the buyer and seller sign the papers to transfer the ownership of the home. In order to complete this final phase of the purchase process, it is important to understand the timeline of requirements that take place leading up to the Closing.

First, a buyer must open an escrow account with a neutral third party, whereby the buyer provides earnest money to be held in consideration of the purchase in order to demonstrate good-faith that the buyer fully intends on completing the sale.

Following the opening of an escrow account, the buyer then needs to take 5 necessary steps to protect their interest in the home. These 5 steps are as follows:

  • Completing a Title search
  • Purchasing Title Insurance
  • Completing a Home inspection and Pest inspection
  • Negotiating the Closing costs; and
  • Locking the interest rate of the mortgage.

These steps are important in the completion of any Real Estate transaction, and many times it is important for the buyer to seek legal counsel prior to moving forward with the purchase process. An experienced real estate attorney can provide professional legal advice, and interpret the very complicated language involved in most Closing documents. The attorney is also capable of identifying potential problems with your purchase documentation, and can save you the hassle of dealing with unexpected complications that may arise during the Real Estate purchase process.

If you or a loved one are considering purchasing a home and need advice on what to expect, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!

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Tampa Bankruptcy Joint Filing

When married couples consider filing Bankruptcy, they are faced with the choice of determining whether to file jointly or individually. This determination is important, and many concerns should be addressed prior to deciding what to do.

Many times, one spouse may have debts alone and deem it necessary to file a bankruptcy separate from the other spouse. However, in cases where both spouses are facing financial hardship in meeting the payments on their debt it can be advantageous to file Bankruptcy jointly. Advantages to filing jointly include:

  • Paying only one filing fee instead of paying the same fee twice for separate filings;
  • Assistance from the other spouse in gathering all the necessary documentation together, which can be extremely burdensome; and
  • Filing jointly is more efficient by consolidating the filing, making it is less time consuming.

Joint filing can have disadvantages as well, especially when there is a large disparity in the debts and assets between the spouses. It is important to consult a bankruptcy attorney to determine what the most effective and beneficial filing is for your specific situation.

If you or a loved one have concerns about Bankruptcy or are considering filing Bankruptcy jointly, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer.

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Real Estate: What is Title Insurance?

Title insurance is a rarely understood protection necessary when purchasing a new home or property. Contrary to other forms of insurance that protect against future loss or damage, Title Insurance protects against past events that may cause loss or damage after the purchase of new property due to a failure or defect of the title.

When purchasing Title Insurance, the title company will conduct a search of public land records to discover potential matters affecting the title of the property. Common issues include: improperly prepared deeds, open mortgages, wills, probate proceedings, outstanding judgments or tax liens against the property or individuals, covenants and restrictions, and easements. After the records search, the buyer is then issued the Title Insurance.

While the records search conducted by the title company is generally exhaustive, many problems can still exist and affect the validity of the title. Disputes can still arise due to mistakes in the public record, previously undisclosed heirs claiming to own the property, and fraud…. These hidden hazards do exist, and Title Insurance will protect you against these potential problems and pay for any legal fees involved in defending a claim.

It is important to not only seek a title company for protection when purchasing a new home, but also making sure that the title company has an experienced and competent real estate attorney.

A real estate lawyer that handles and serves clients in title services is able to take legal action as needed to protect clients from any future problems that may arise. An attorney can properly analyze your housing situation to handle any issues, insuring you and your loved ones a secure real estate closing for your new home.

At Blick Law Firm we provide title insurance and escrow services to clients throughout the entire State of Florida. Call us today at 813-931-0840. Make an appointment for a free 15 minute consultation with attorney Michael Blickensderfer. Blick Law Firm seeks to help the hurting and those in need. Think quick, call Blick!

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Process of Purchasing a Home

A Real Estate Closing is the final step of the home purchase process, whereby the buyer and seller sign the papers to transfer the ownership of the home. In order to complete this final phase of the purchase process, it is important to understand the timeline of requirements that take place leading up to the Closing.

First, a buyer must open an escrow account with a neutral third party, whereby the buyer provides earnest money to be held in consideration of the purchase in order to demonstrate good-faith that the buyer fully intends on completing the sale.

Following the opening on an escrow account the buyer then needs to take the necessary steps to protect their interest in the home. These steps include:

  • Completing a Title search
  • Purchasing Title Insurance
  • Completing a Home inspection and Pest inspection
  • Negotiating the Closing costs; and
  • Locking the interest rate of the mortgage.

These steps are important in the completion of any Real Estate transaction, and many times it is important for the buyer to seek legal counsel prior to moving forward with the purchase process. An experienced real estate attorney can provide professional legal advice, and interpret the very complicated language involved in most Closing documents. The attorney is also capable of identifying potential problems with your purchase documentation, and can save you the hassle of dealing with unexpected complications that may arise during the Real Estate purchase process.

If you or a loved one is considering purchasing a home and need advice on what to expect, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!

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