Tag Archives: abogados en tampa

2012 London Olympic Games Influence: Young Athletes, Injury, and Overuse

Throughout the course of the Summer London 2012 Olympic Games, millions of people have enjoyed the spirit of competition and the thrill of victory. At a young age, competition in various sports and games is common and important throughout the development of a child.

With the growing problem of childhood obesity and unhealthy diet habits, some parents have encouraged increased participation in sports and activities. This is great to develop healthy exercise habits in children and maintain a competitive spirit that they can continue into their adult lives.

However, some children are pushed to heightened levels of performance that their growing bodies many times cannot handle, and begin to wear down quickly. In growing proportion, children are developing early onset cases of Arthritis and Tendonitis, and even examples of Tendon Transplants for elbow injuries to young baseball pitchers has been required for children as young as 10 years old. While it is important for parents to ensure their children stay active, it is vital to monitor young athletes and avoid injury from overuse.

At Blick Law firm we handle a variety of injury cases, and we pride ourselves on Helping the Hurting. If you or a loved have been injured and need advice, call Blick Law Firm today at (813)931- 0840 to schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!

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Pedestrian Safety, A Florida Problem

Florida leads the country in pedestrian deaths each year, and this statistic has become a major concern for the Florida Department of Transportation. According to an annual study by nonprofit organization Transportation for America, Florida includes four of the five most dangerous metropolitan areas in the country for pedestrians and bikers…. and the Tampa area is listed as number two.

Under Florida Law, drivers are required to come to a complete STOP when approaching a pedestrian cross-walk. However, many cross-walk signs do not notify motorists of their obligation to stop, and most drivers interpret cross-walk signs as a notice to YIELD to pedestrians. This misinformation creates a dangerous miscommunication between driver and pedestrian, and has led to many fatal and life-altering personal injury accidents.

While laws are in place to protect pedestrians from motorists, Florida law also maintains that pedestrians have an obligation to be responsible and cognizant of their surroundings when utilizing the roadways. Among the factors contributing to the increased pedestrian death in Florida is a lack of awareness by both motorists and pedestrians. As a result, it is important to stay educated about the potential safety hazards while walking, biking, and driving on Florida roadways. Unfortunately for many people, roadway safety concerns are not fully appreciated until disaster hits close to home.

If you, or your family have been a victim of a personal injury accident call Blick Law firm at (813) 931-0840 to learn about your rights. Schedule an appointment today for a free case evaluation with Attorney Michael Blickensderfer. Think quick, call Blick!

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Title Insurance, what is it?… and why you need it?

Title insurance is a rarely understood protection necessary when purchasing a new home or property. Contrary to other forms of insurance that protect against future loss or damage, Title Insurance protects against past events that may cause loss or damage after the purchase of new property due to a failure or defect of the title.

When purchasing Title Insurance, the title company will conduct a search of public land records to discover potential matters affecting the title of the property. Common issues include: improperly prepared deeds, open mortgages, wills, probate proceedings, outstanding judgments or tax liens against the property or individuals, covenants and restrictions, and easements. After the records search, the buyer is then issued the Title Insurance.

While the records search conducted by the title company is generally exhaustive, many problems can still exist and affect the validity of the title. Disputes can still arise due to mistakes in the public record, previously undisclosed heirs claiming to own the property, and fraud…. These hidden hazards do exist, and Title Insurance will protect you against these potential problems and pay for any legal fees involved in defending a claim.

It is important to not only seek a title company for protection when purchasing a new home, but also making sure that the title company has an experienced and competent real estate attorney.

A real estate lawyer that handles and serves clients in title services is able to take legal action as needed to protect clients from any future problems that may arise. An attorney can properly analyze your housing situation to handle any issues, insuring you and your loved ones a secure real estate closing for your new home.

At Blick Law Firm we provide title insurance and escrow services to clients throughout the entire State of Florida. Call us today at 813-931-0840. Make an appointment for a free 15 minute consultation with attorney Michael Blickensderfer. Blick Law Firm seeks to help the hurting and those in need. Think quick, call Blick!

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Making Home Affordable program

The Making Home Affordable program is focused on stabilizing the housing market by providing relief to struggling homeowners.

MHA can help in a variety of ways by lowering monthly payments,  reducing interest rates even if you owe more than your home is worth, or if home ownership is no longer affordable, MHA offers a way out while avoiding foreclosure. In an effort to enable more struggling homeowners to take advantage of the Making Home Affordable Program , the Government  has extended the application deadline of the program to December 31, 2013.

Getting approved for assistance through the MHA program can be a difficult process, and Homeowners who prepare diligently are more likely to receive a positive result.

At Blick law firm we have had success in providing relief to homeowners through the MHA program, so before you begin exploring your options call Blick Law Firm at (813) 931-0840 to schedule a free 15 minute consultation with attorney Michael Blickensderfer.

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Chapter 7 and Chapter 13 Bankruptcy basics

Available Bankruptcy claim types vary depending on your particular situation, and understanding the differences is important.

Chapter 7 Bankruptcy is a liquidation proceeding whereby the debtor turns over all non-exempt property to the bankruptcy trustee who then converts it to cash to pay off the creditors. Usually within four months the debtor then receives a discharge of all dischargeable debts. Usually, these dischargeable debts include your credit card debt, old medical bills, utilities bills, unsecured loans, pay day loans, and most other types of unsecured debt.

Chapter 7 Bankruptcy is generally available when the debtor has little property aside from the basic necessities like furniture and clothing; and the debtor has difficulty making payments on basic expenses, or has very little money left after doing so.

The advantage to filing Chapter 7 Bankruptcy is that your unsecured debt is completely eliminated, the process is fairly quick, and the automatic stay that takes place after filing prohibits creditors from making collection efforts.

Chapter 13 Bankruptcy is more of a reorganization process that is available to debtors who have significant equity in a home or other property and want to keep it, or maintain a regular income but simply can’t keep up with the scheduled payments on their debts. Chapter 13 Bankruptcy allows the debtor to restructure the debt to have it paid off over a period of three to five years.

The advantage to filing Chapter 13 Bankruptcy is that you can maintain your property while spreading out the payments, you will have three to five years to catch up on delinquent accounts, and during that time you will make only one monthly payment to the bankruptcy trustee for payment to all creditors involved.

No matter what your situation is, obtaining quality legal consultation from an experienced bankruptcy attorney is beneficial. Contact Blick Law Firm today at (813) 931-0840. Schedule a free 15 minute consultation with attorney Michael Blickensderfer to assess what option is best for you. Think quick, call Blick!

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