Tag Archives: abogado en tampa

Protección contra lesiones personales (PIP) cambios en las leyes de la Florida

Posted on November 7, 2012 by Blick Law

Protección contra lesiones personales (PIP) es una cobertura obligatoria de las políticas de seguros de automóviles de la Florida que cubre gastos médicos, salarios perdidos y otros daños. El propósito original de la cobertura de PIP era asegurarse de que cualquier persona lesionada en un accidente de auto rápidamente recibiría dinero para tratar sus lesiones. En la Florida, todos los conductores están obligados a obtener un mínimo de cobertura PIP 10,000 dólares para gastos médicos y salarios perdidos a raíz de un accidente de auto.

Debido al fraude rampante y la apropiación indebida de la cobertura de PIP en la Florida, las compañías de seguros han presionado para aprobar una reforma de seguro de PIP para limitar los tipos de tratamiento disponibles para las victimas de accidentes cubiertos por el PIP, y limitar la cantidad de cobertura con el fin de evitar abusos y fraudes.

En 2012, la legislatura de la Florida aprobó en la reforma de la ley PIP que prohíbe  el uso de PIP  dólares para pagar los tratamientos de masajes o la acupuntura y limitara el pago por el tratamiento no urgente de accidentes relacionados con las lesiones $2,500.00. Una preocupación generalizada es que las victimas de accidentes con lesiones graves no será capaz de obtener la atención que necesitan, si sufre una lesión, como un tirón cervical o hernia de disco debido a que estas lesiones no pueden ser calificadas como de emergencia.

Sin embargo, los partidos del proyecto de ley insisten en que la reforma contribuirá a una disminución global de las de seguros y proporcionar un alivio muy necesario a los conductores de Florida.

Si usted o un ser querido ha sido victima de un accidente de auto y tiene preguntas sobre sus derechos, llame al bufete de abogados Blick hoy en 813-931-0840 para programar una consulta gratuita de 15 minutos con el abogado Michael Blickensderfer. Piensa rápido, llame Blick 813-931-0840.

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Florida Auto Accident Claims

Posted on October 17, 2012 by Blick Law

Parties to an accident are often times contacted by insurance companies in an attempt to get personal injury victims to settle an injury claim quickly, and for a non-negotiated amount. Before a settlement offer is even discussed, it is extremely important to first know the extent of your injuries.

Usually, the severity of damage sustained in an accident is not easily determined, and in many cases an injured party may suffer soft tissue or latent injuries that do not arise until much later. However, once a settlement agreement is made and tendered, an injured party releases all further rights to recovery for injuries related to that particular incident.

If you are involved in an auto accident, it is always important to first seek medical attention. After an auto accident, it is best to go immediately to the hospital or other treatment facility to determine the extent of your injuries and pinpoint the necessary steps of rehabilitation that might be required.

Secondly, an injured party should always contact an auto accident attorney for legal consultation and general information on how to proceed following an accident. In the event an insurance company contacts you regarding your injury claim, do not offer any recorded statements without first consulting with an attorney.

If you or a loved one have been in an accident and need legal advice, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!

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Effects of an Auto Accident while Pregnant

Posted on October 11, 2012 by Blick Law

Auto accidents can be devastating, and injuries sustained in an accident can begin a timeline of treatment and therapy that can take months to complete. In the event an injured party is pregnant, more complications obviously arise.

It is important to understand the possible trauma that can occur to a pregnant person in an auto accident, and the effect it could have on a fetus. Physical trauma can include negative effects such as Placental Separation, Bleeding, Premature Labor, and may even require an Emergency C-section to be performed.

Emotional trauma as a result of an accident can also have negative reaching effects on a pregnancy. The stress that results from involvement in an auto accident can cause pre-term labor, and negatively affect the health of the fetus. It is especially important to see a doctor following an auto accident in order to assess any potential trauma, as well as seek legal counsel pertaining to the potential claim for you and your unborn child. Signs of negative effects to the health of the fetus may include dizziness, fainting, vomiting, headaches, and stomach pain.

If you or a loved one are involved in an auto accident and have questions or concerns regarding recovery for your injuries, call Blick Law Firm today at (813) 931-0840.Call to schedule a free 15-minute consultation with attorney Michael Blickensderfer.

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Tampa Attorneys

Posted on October 4, 2012 by Blick Law

Blick Law Firm offers a wide array of legal services to help serve the public including Personal Injury, Criminal Law, Real Estate, and Bankruptcy; we also provide help in Family and Probate Law matters. As a result, our blog topics range from auto accidents to short sales.

Grounded in Christian values, Blick Law Firm strives to not only meet the legal needs of its clients and their families, but also to provide physical and emotional support. We treat each client equally and with the utmost respect; offering high-quality legal representation and counsel to those who need us most. We pride ourselves on our motto of Helping the Hurting, and reach out to the community in a variety of ways.

Our website Blicklawfirm.com provides useful information on our blog that may be helpful in addressing your legal concerns; additionally, we offer details about our services aimed at providing reassurance that your legal needs will be handled effectively. With over 25 years of knowledge and practice, including a broad range of trial and courtroom experience, we will work hard for you.

If you or a loved one have legal concerns and are seeking quality legal representation, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick.

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Bank of America test pilots ‘Mortgage to Lease Program’ letting those facing foreclosure rent their home

Posted on April 25, 2012 by Blick Law Firm

Bank of America launched a pilot program offering some of its mortgage customers who are facing foreclosure a chance to stay in their homes by becoming renters instead of owners.

About 1000 homeowners facing foreclosure in Nevada, Arizona and New York are test piloting this “Mortgage to Lease” Program offered by the bank.

Underwater homeowners who are struggling to make hefty mortgage payments are giving their homes to the bank and turning around and renting for up to three years at a lower monthly cost.  If the program is successful, it may be rolled out in other states.

How to qualify for the program?

Participants must be at least 60 days behind on their mortgage, have a deficiency in the loan to value, no second mortgage, exhausted their mortgage-modification alternatives and make enough income to pay the rent.  *The loan must be owned by Bank of America.

The goal of this program by Bank of America?

The goal is to see potential benefits from helping to stabilize housing prices in the surrounding community as well as, curtail neighborhood blight by keeping a portion of distressed properties off the market.

Homeowners can’t apply for the program. If you qualify, Bank of America will contact you. Fannie Mae has a similar program, though it is not widely used.

Will this program work?

Depends on the homeowner’s individual circumstance. While some might want to stay in their home, others might be better off moving.

How will the bank benefit?

Bank of America will avoid costs of foreclosure and earn money when the home is eventually sold.

Although this program is not yet available in Florida, contact a Tampa real estate attorney today to discuss your housing options.  Attorney Michael Blickensderfer is experienced and able to assist you with your short sale transactions, loan modification or foreclosure defense. Call us today at 813-931-0840.

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Por qué contratar a un abogado de bienes raíces?

Posted on April 16, 2012 by Blick Law Firm

En el pasado, se pensaba que un agente inmobiliario era la única persona que se necesitaba para la venta de su propiedad. Una tercera persona, tan necesaria como el agente inmobiliario, es un abogado de bienes raíces. Mientras tu agente puede asistirte con la logística de venta/compra, junto con la negociación del precio y fecha del cierre, Michael Blickensderfer puede revisar cualquier oferta que usted haga o reciba y asegurarse que sus derechos y deberes sean protegidos.

Usted y Michael pueden discutir y llegar a un acuerdo con respecto a cuanto usted desea que el este envuelto en la transacción y los precios/cargos serán expuestos antes de cualquier decisión final.

Si compra una propiedad, Michael puede:

  • Ayudarlo a entender el contrato de venta y compra, incluyendo como a usted le gustaría tomar titulo de la propiedad.
  • Verificar que no haya deudas o problemas registrados contra la propiedad que impida el uso de ella.
  • Preparar y registrar todos los documentos legales.
  • Clarificar los términos de la hipoteca y trabajar con el banco, si es necesario modificarlos.
  • Inspeccionar los ajustes, incluyendo los impuestos que se deben y costos de utilidad pagados, antes del cierre.
  • Revisar e inspeccionar el cierre y los documentos que usted debe firmar.
  • Manejar el seguro de titulo para protegerlo de pérdidas debido a problemas con el título de propiedad.
  • Asegurarse que usted reciba una registración valida de su propiedad sujeto a las obligaciones que usted aceptó.

Si usted vende su casa, Michael puede:

  • Revisar o preparar el contrato de venta y compra, incluyendo la negociación y términos.
  • Preparar el titulo y poder, si es necesario.
  • Trabajar con los asuntos/problemas del título y ayudar a corregirlos.
  • Revisar e inspeccionar el cierre y todos los documentos que usted debe firmar.
  • Arreglar la transferencia de depósitos de seguridad.
  • Manejar los certificados de seguro, si es necesario.

Otros servicios reclaman que pueden hacer todo el trabajo legal por usted pero cuando se refiere a bienes raíces no es el momento de ahorrar algo de dinero o “hacerlo usted mismo”. Michael conoce todos los estándares que se deben llevar a cabo.  Aunque muchos documentos de bienes raíces son similares, el acuerdo/contrato de venta y compra pueden variar de acuerdo al estado/lugar.

Aun más, algunas compañías de titulo y bancos requieren el uso de un abogado para asegurarse que el titulo este correcto, no haya obligaciones en contra de la propiedad y la transacción se complete.

Si usted está listo para hacer o aceptar una oferta de una propiedad llame a Blick Law Firm hoy y hable con uno de nuestros miembros del  equipo de bienes raíces. Usted todavía puede firmar la oferta con la seguridad que Michael lo ayudara.

 

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