Author Archives: Blick Law

About Blick Law

Public Relations Specialist

Bienes raíces: 5 pasos importantes de cierre a seguir

Posted on April 4, 2013 by Blick Law

Un cierre de bienes raíces es el último paso del proceso de compra de una vivienda, por el que el comprador y el vendedor firman los papeles para transferir la propiedad de la casa. Para completar esta fase final del proceso de compra, es importante entender la cronología de los requisitos que se realizan previos al cierre.

En primer lugar, un comprador debe abrir una cuenta de fideicomiso con una tercera parte neutral, por el que el comprador ofrece Arras que se celebrará en la consideración de la compra con el fin de demostrar la buena fe que el comprador completamente pretende completar la venta.

Tras la apertura de una cuenta de depósito en garantía, el comprador necesita entonces  tomar 5 medidas necesarias para proteger su interés en la página de inicio. Estos cinco pasos son los siguientes:

  • Completar una búsqueda de título
  • Compra de un seguro de título
  • Completar una inspección de la casa y la inspección de plagas
  • Negociar los costos de cierre; y
  • Fijación de la tasa de interés de la hipoteca.

Estos pasos son importantes en la realización de cualquier operación inmobiliaria, y muchas veces es importante para el comprador buscar a asesoría legal antes de seguir adelante con el proceso de compra. Un experimentado abogado de bienes raíces puede proporcionar asesoramiento jurídico profesional e interpretar el lenguaje muy complicado en la mayoría de cierre los documentos. El abogado también es capaz de identificar posibles problemas con la documentación de compra y puede ahorrarle la molestia de tratar con las complicaciones inesperadas que puedan surgir durante el proceso de compra de bienes raíces .

Si usted o un ser querido está considerando la compra de una vivienda y necesita asesoramiento sobre qué esperar, llame a Blick Law Firm al (813) 931-0840. Para una consulta gratis de 15 minutos con el abogado Michael Blickensderfer. Piensa rápido, llame a Blick!

Posted in El Blog de Blick Law Firm, Spanish | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Blick Law Firm is Helping the Hurting

Posted on April 4, 2013 by Blick Law

If I get into an auto accident, does filing a claim affect my insurance rate?Blick Law Firm offers a wide array of legal services to help serve the public including Personal Injury, Criminal Law, Real Estate, and Bankruptcy; we also provide help in Family and Probate Law matters. We are now servicing Immigration legal needs as well. As a result, our blog topics range from auto accidents to short sales.

Grounded in Christian values, Blick Law Firm strives to not only meet the legal needs of its clients and their families, but also to provide physical and emotional support. We treat each client equally and with the utmost respect, offering high-quality legal representation and counsel to those who need us most. We pride ourselves on our motto of Helping the Hurting, and reach out to the community in a variety of ways.

With a reputation built on professionalism, service, and integrity we enjoy long-standing relationships with our clients. We will pursue your case with exceptional service. We pride ourselves with being able to assist your needs, even if you are not able to come to us. Our exceptional staff offers many years of experience and is constantly up-to-date with current legal news and training to make sure your case is properly handled.

Our website www.Blicklawfirm.com provides useful information on our blog that may be helpful in addressing your legal concerns. Additionally, we offer details about our services aimed at providing reassurance that your legal needs will be handled effectively. With over 25 years of knowledge and practice, including a broad range of trial and courtroom experience, we will work hard for you.

If you or a loved one have legal concerns and are seeking quality legal representation, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick.

 

Posted in Bankruptcy, Blog, Criminal Law, Foreclosure Defense, Personal Injury, Real Estate | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Tampa Chapter 7 Bankruptcy Process

Posted on April 3, 2013 by Blick Law

Often times, people considering filing Bankruptcy are unsure of what documentation is required, how long the process takes, and what the Bankruptcy process entails. When a debtor seeks to file Chapter 7 Bankruptcy, they must first satisfy the requirements of the means test to determine their eligibility for a Chapter 7 filing. After determining eligibility, the debtor will then be required to provide a number of documents to the Bankruptcy Court for the Trustee’s review. This required information includes recent bank statements, pay stubs, creditor information, and specific information regarding the debtor’s assets and finances.

Upon compiling all of the necessary information, a voluntary petition for Bankruptcy is completed and filed for the debtor, whereby the Bankruptcy Court then schedules the Meeting of Creditors, or 341 Hearing as commonly referred to. The Meeting of Creditors is an informal questioning under oath of the debtor for the purpose of ensuring that the debtor fairly and honestly represented their assets, income, and debts in the filed bankruptcy petition. The Trustee appointed to the debtor’s case asks a series of questions under oath concerning the debtor’s property and financial situation. Upon completion of the Meeting of Creditors and Bankruptcy Filing Course Requirements, a debtor will have successfully completed the Bankruptcy process.

The entire process is usually completed within four months, and the debtor then receives a discharge of all dischargeable debts. This dischargeable debt includes credit card debt, old medical bills, utilities bills, unsecured loans, pay day loans, and most other types of unsecured debt. The advantage to filing Chapter 7 Bankruptcy is that your unsecured debt is completely eliminated, the process is fairly quick, and the automatic stay that takes place after filing prohibits creditors from making collection efforts.

It is important to be aware that while Chapter 7 Bankruptcy may ultimately relieve a debtor of the burden of insurmountable unsecured debt, it is a process that requires the production of several documents and tedious preparation. The more prepared the debtor is, the more seamless the process becomes.

No matter what your situation is, obtaining quality legal consultation from an experienced bankruptcy attorney is beneficial. Contact Blick Law Firm today at (813) 931-0840. Schedule a free 15 minute consultation with attorney Michael Blickensderfer to assess what option is best for you. Think quick, call Blick!

Posted in Bankruptcy, Blog | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

What to do when in a Car Accident!

Posted on March 28, 2013 by Blick Law

Auto accidents can be devastating, and injuries sustained in an accident can begin a timeline of treatment and therapy that can take months to complete. If you are involved in an auto accident, it is always important to know what steps to undertake to protect yourself and your potential personal injury case.

If you are involved in an auto accident, it is critical to first seek medical attention. After an auto accident, it is best to go immediately to the hospital or other treatment facility to determine the extent of your injuries and pinpoint the necessary steps of rehabilitation that might be required.

If the injuries sustained in the accident are not severe or life threatening, it is important to gather necessary information about the accident for purposes of supporting your potential legal suit. Important information to gather includes:

Identification of all occupants: including names, phone numbers, addresses and even emails.

Photos of the Damage: photograph all damages, including both vehicle and surrounding property damage.

Photos of the Accident Scene: photograph any debris, skid marks and also the position of the vehicles involved in the collision; and

Information of Responding Officer(s) and Ambulance: Request any and all identifying information on the officer(s) and Ambulance that respond to the incident

Injured parties should also always contact an attorney for legal consultation and general information on how to proceed following an accident. In the event an insurance company contacts you regarding your injury claim, do not offer any recorded statements without first consulting with an attorney.

If you or a loved one have been in an accident and need legal advice, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer.

Posted in Blog, Personal Injury | Tagged , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Aplicando para Deudas de Bancarrota

Posted on March 27, 2013 by Blick Law

Es un área compleja de la ley de quiebras e implica muchas consideraciones, incluyendo si se va a presentar, determinar qué tipo de bancarrota al archivo, el uso de exenciones, entender las protecciones de la bancarrota y utilizarlas para su ventaja. Mientras que los individuos se les permite el archivo bancarrota sin el uso de un abogado (comúnmente denominado ” pro se“), es fuertemente rechazada por el Tribunal de quiebras de Estados Unidos.

Bancarrota es un proceso difícil con cuestiones muy técnicas, y los individuos son disuadidos de intentar presentar por cuenta propia ya que podrían ponerse en peligro por no realizar los pasos adecuados o simplemente están fracasando para compilar toda la información necesaria. Si ciertos requerimientos técnicos para la quiebra no se cumplen adecuadamente, un deudor podría ser impedido de declararse en quiebra en conjunto, puede perder el derecho a presentar otra vez y puede perder protecciones en un caso más adelante, incluyendo el beneficio de la suspensión automática.

El juez de bancarrota puede negar también la descarga de todas las deudas si un deudor hace algo deshonesto con respecto al caso de la quiebra, como destruir u ocultar la propiedad, falsificación de registros o mentira. Deudores deben considerar también que al azar se auditan los casos de bancarrota Individual para determinar la exactitud, veracidad e integridad de la información que el deudor está obligado a proporcionar.

Un abogado de bancarrota competente se asegurará de que el proceso se lleva a cabo correctamente y que se explica toda la información necesaria para recibir con éxito una adecuada descarga de bancarrota.

Si usted está teniendo problemas para cubrir sus obligaciones de deuda, consultar a un experimentado abogado de bancarrota de Tampa para discutir sus opciones.

Llame a Blick Law Firm hoy al  813-931-0840. Haga una cita para una consulta gratis de 15 minutos con Michael Blickensderfer para ver si la bancarrota es adecuado (a)  para usted.

Posted in El Blog de Blick Law Firm, Spanish | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

What to do if you get pulled over for a DUI?

Posted on March 25, 2013 by Blick Law

Every day, Florida Law Enforcement Officers seek out impaired drivers and make arrests for Driving Under the Influence (DUI). Most Florida Drivers are unaware of the severity of the charge, often times misunderstand the penalties that can arise as a result of receiving a DUI, and are usually unsure of what to do in the event they are pulled over for suspicion of DUI.

In Florida, a blood alcohol level of .08 or more constitutes alcohol impairment beyond the legal limit. However, a police officer may still arrest you for a lower blood alcohol concentration (BAC) if they suspect that your normal faculties are impaired while operating a motor vehicle. Having a BAC under a .08 will increase your chances of overcoming the DUI conviction, but you may still be arrested and endure several hassles that go along with combating a DUI charge.

Police officers will pull drivers over for a number of traffic offenses, even minor ones, and initiate immediate conversation to determine the potential impairment of the driver. To assess the physical signs of impairment, Police will be looking for the ability to maintain eye contact, slurred speech, the smell of alcohol on a driver’s breath, or bloodshot eyes.

Know that your behavior once you are pulled over is being scrutinized immediately, especially when pulled over late in the evening or after leaving a bar. Therefore, being polite, answering questions respectfully, and not making legal arguments is in your best interest.

While it is your right to not answer any questions without a lawyer present, not doing so will certainly raise the officer’s suspicion and they will likely investigate further. It is wise to answer questions vaguely and avoid delving into specifics, including any amount of alcohol you have consumed, or that you just left a party, bar, or football game.

If the Police are suspicious, they will tell you to exit the vehicle, and you must. However, you may refuse to submit to any sobriety tests conducted. Even if you think you can pass the sobriety exercises, it is likely in your best interest to politely refuse because the officer determines whether you passed based solely on their own judgment. Know that you always have the right to contact an attorney before you submit to any test.

If you are charged with DUI, it is important to seek legal counsel immediately! Call Blick Law Firm today at 813-931-0840. Make an appointment for a free 15 minute consultation with attorney Michael Blickensderfer to determine what your options are moving forward.

Posted in Blog, Criminal Law | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment