Monthly Archives: April 2013

Bienes raíces: 5 pasos importantes de cierre a seguir

Posted on April 4, 2013 by Blick Law

Un cierre de bienes raíces es el último paso del proceso de compra de una vivienda, por el que el comprador y el vendedor firman los papeles para transferir la propiedad de la casa. Para completar esta fase final del proceso de compra, es importante entender la cronología de los requisitos que se realizan previos al cierre.

En primer lugar, un comprador debe abrir una cuenta de fideicomiso con una tercera parte neutral, por el que el comprador ofrece Arras que se celebrará en la consideración de la compra con el fin de demostrar la buena fe que el comprador completamente pretende completar la venta.

Tras la apertura de una cuenta de depósito en garantía, el comprador necesita entonces  tomar 5 medidas necesarias para proteger su interés en la página de inicio. Estos cinco pasos son los siguientes:

  • Completar una búsqueda de título
  • Compra de un seguro de título
  • Completar una inspección de la casa y la inspección de plagas
  • Negociar los costos de cierre; y
  • Fijación de la tasa de interés de la hipoteca.

Estos pasos son importantes en la realización de cualquier operación inmobiliaria, y muchas veces es importante para el comprador buscar a asesoría legal antes de seguir adelante con el proceso de compra. Un experimentado abogado de bienes raíces puede proporcionar asesoramiento jurídico profesional e interpretar el lenguaje muy complicado en la mayoría de cierre los documentos. El abogado también es capaz de identificar posibles problemas con la documentación de compra y puede ahorrarle la molestia de tratar con las complicaciones inesperadas que puedan surgir durante el proceso de compra de bienes raíces .

Si usted o un ser querido está considerando la compra de una vivienda y necesita asesoramiento sobre qué esperar, llame a Blick Law Firm al (813) 931-0840. Para una consulta gratis de 15 minutos con el abogado Michael Blickensderfer. Piensa rápido, llame a Blick!

Posted in El Blog de Blick Law Firm, Spanish | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

Blick Law Firm is Helping the Hurting

Posted on April 4, 2013 by Blick Law

If I get into an auto accident, does filing a claim affect my insurance rate?Blick Law Firm offers a wide array of legal services to help serve the public including Personal Injury, Criminal Law, Real Estate, and Bankruptcy; we also provide help in Family and Probate Law matters. We are now servicing Immigration legal needs as well. As a result, our blog topics range from auto accidents to short sales.

Grounded in Christian values, Blick Law Firm strives to not only meet the legal needs of its clients and their families, but also to provide physical and emotional support. We treat each client equally and with the utmost respect, offering high-quality legal representation and counsel to those who need us most. We pride ourselves on our motto of Helping the Hurting, and reach out to the community in a variety of ways.

With a reputation built on professionalism, service, and integrity we enjoy long-standing relationships with our clients. We will pursue your case with exceptional service. We pride ourselves with being able to assist your needs, even if you are not able to come to us. Our exceptional staff offers many years of experience and is constantly up-to-date with current legal news and training to make sure your case is properly handled.

Our website www.Blicklawfirm.com provides useful information on our blog that may be helpful in addressing your legal concerns. Additionally, we offer details about our services aimed at providing reassurance that your legal needs will be handled effectively. With over 25 years of knowledge and practice, including a broad range of trial and courtroom experience, we will work hard for you.

If you or a loved one have legal concerns and are seeking quality legal representation, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick.

 

Posted in Bankruptcy, Blog, Criminal Law, Foreclosure Defense, Personal Injury, Real Estate | Tagged , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Tampa Chapter 7 Bankruptcy Process

Posted on April 3, 2013 by Blick Law

Often times, people considering filing Bankruptcy are unsure of what documentation is required, how long the process takes, and what the Bankruptcy process entails. When a debtor seeks to file Chapter 7 Bankruptcy, they must first satisfy the requirements of the means test to determine their eligibility for a Chapter 7 filing. After determining eligibility, the debtor will then be required to provide a number of documents to the Bankruptcy Court for the Trustee’s review. This required information includes recent bank statements, pay stubs, creditor information, and specific information regarding the debtor’s assets and finances.

Upon compiling all of the necessary information, a voluntary petition for Bankruptcy is completed and filed for the debtor, whereby the Bankruptcy Court then schedules the Meeting of Creditors, or 341 Hearing as commonly referred to. The Meeting of Creditors is an informal questioning under oath of the debtor for the purpose of ensuring that the debtor fairly and honestly represented their assets, income, and debts in the filed bankruptcy petition. The Trustee appointed to the debtor’s case asks a series of questions under oath concerning the debtor’s property and financial situation. Upon completion of the Meeting of Creditors and Bankruptcy Filing Course Requirements, a debtor will have successfully completed the Bankruptcy process.

The entire process is usually completed within four months, and the debtor then receives a discharge of all dischargeable debts. This dischargeable debt includes credit card debt, old medical bills, utilities bills, unsecured loans, pay day loans, and most other types of unsecured debt. The advantage to filing Chapter 7 Bankruptcy is that your unsecured debt is completely eliminated, the process is fairly quick, and the automatic stay that takes place after filing prohibits creditors from making collection efforts.

It is important to be aware that while Chapter 7 Bankruptcy may ultimately relieve a debtor of the burden of insurmountable unsecured debt, it is a process that requires the production of several documents and tedious preparation. The more prepared the debtor is, the more seamless the process becomes.

No matter what your situation is, obtaining quality legal consultation from an experienced bankruptcy attorney is beneficial. Contact Blick Law Firm today at (813) 931-0840. Schedule a free 15 minute consultation with attorney Michael Blickensderfer to assess what option is best for you. Think quick, call Blick!

Posted in Bankruptcy, Blog | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment