Tag Archives: michael blickensderfer

Bankruptcy Joint vs. Separate Filing

Posted on October 12, 2012 by Blick Law

When married couples consider Chapter 7 or 13 Bankruptcy, they are faced with the choice of determining whether to file jointly or individually. This determination is important, and many concerns should be addressed prior to deciding what to do.

Many times, one spouse may have debts alone and deem it necessary to file a bankruptcy separate from the other spouse. However, in cases where both spouses are facing financial hardship in meeting the payments on their debt it can be advantageous to file Bankruptcy jointly. Advantages to filing jointly include:

  • Paying only one filing fee instead of paying the same fee twice for separate filings;
  • Assistance from the other spouse in gathering all the necessary documentation together, which can be extremely burdensome; and
  • Filing jointly is more efficient by consolidating the filing, making it is less time consuming.

Joint filing can have disadvantages as well, especially when there is a large disparity in the debts and assets between the spouses. It is important to consult a bankruptcy attorney to determine what the most effective and beneficial filing is for your specific situation.

If you or a loved one have concerns about Bankruptcy or are considering filing Bankruptcy jointly, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer.

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Abogado de Lesiones Personales de la Bahia de Tampa

Posted on October 11, 2012 by Blick Law

Blick law Firm ofrese variedades de servicio legales ayudando y sirviendo al public Incluyendo Lesiones Personales, Leyes Criminales, Bienes Raices y Bancarrota, ademas somos proveedores Suseciones de Leyes y en Familia.Asimismo nuestra pagina tiene articulos desde accidentes de carro y ventas cortas.

Fundamentada en los valores cristianos, Blick Law Firm se esfuerza, no solo para satisfacer las necesidades legales de sus clientes y sus familias, sino tambien para proporcionar apoyo fisico y emocional.Tratamos a cada cliente por igual y con el maximo respeto, que ofrece alta calidad de representacion legal y acesoria aquellos que mas lo necesitan. Estamos orgullosos de nuestra lema de ayudar a los que sufren, y llegar a la comunidad en una variedad de maneras.

Nuestra Blicklawfirm.com con sitio web proporciona informacion util sobre nuestro blog que puede ser util en el tratamiento de sus problemas legales; ademas, le ofrecemos informacion de nuestro servicios destinados a proporcionar la seguridad de que sus necesidades legales seran manejados eficazmente.Con mas de 25 anos de conocimiento y  practica, incluyendo una amplia gama de juicio y experiencia en los tribunales,vamos a trabajar duro para usted. Si usted o un ser querido tiene problemas legales y estan buscando representacion legal de calidad, llame a Blick law firm hoy al (813) 931-0840. Programe una cita gratuita de 15 minutos de consulta con el abogado Michael Blickensderfer, piensa rapido llame a Blick.

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Chapter 7 Bankruptcy

Posted on September 26, 2012 by Blick Law

Chapter 7 Bankruptcy is a complex area of law and involves many considerations, including whether to file, determining which type of Bankruptcy to file, the use of exemptions, understanding the protections of the Bankruptcy Code and using them to your advantage.

Many people utilize bankruptcy as a strategy for resolving unmanageable debt. Today, it is more common than most realize and can be a refreshing solution to a debt-ridden life.

When considering Bankruptcy, a Chapter 7 filing is a useful way to discharge of most debt and can relieve the burden of creditor collection attempts. Chapter 7 Bankruptcyis generally available when the debtor has little property aside from the basic necessities like furniture and clothing; and the debtor has difficulty making payments on basic expenses, or has very little money left after doing so.

Chapter 7 Bankruptcy is a liquidation proceeding whereby the debtor turns over all non-exempt property to the bankruptcy trustee who then converts it to cash to pay off the creditors. Usually within four months the debtor then receives a discharge of all dischargeable debts. Usually, these dischargeable debts include your credit card debt, old medical bills, utilities bills, unsecured loans, pay day loans, and most other types of unsecured debt.

The advantage to filing Chapter 7 Bankruptcy is that your unsecured debt is completely eliminated, the process is fairly quick, and the automatic stay that takes place after filing prohibits creditors from making collection efforts.

It is important to be aware that while Chapter 7 Bankruptcy may ultimately relieve a debtor of the burden of insurmountable unsecured debt, it is a process that requires the production of several documents and tedious preparation. The more prepared the debtor is, the more seamless the process becomes.

No matter what your situation is, obtaining quality legal consultation from an experienced bankruptcy attorney is beneficial. Contact Blick Law Firm today at (813) 931-0840. Schedule a free 15 minute consultation with attorney Michael Blickensderfer to assess what option is best for you. Think quick, call Blick!

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Burn Victims: Recovery for Pain and Suffering

Posted on August 30, 2012 by Blick Law

Every year, innocent victims of fires incur life altering burns, pain, and disfigurement and are forced into a life of constant rehabilitation. The pain and suffering that results are an unfortunate and devastating aspect of the severity of injuries that can occur due to exposure to fire; and most times the burn victims themselves are not even at fault.

If another party is responsible for the fire, you are entitled to seek compensation for medical expenses, loss of income, and pain and suffering. Compensation for pain and suffering includes any pain, disfigurement, emotional distress, disability, and even embarrassment attributable to the burn injury sustained; and the recovery for these damages includes both present and future losses.

Cases involving burn victims vary in their severity, but ultimately are traumatizing no matter how severe; and the pain involved in treating these injuries is overwhelming. Many factors are considered when assessing the amount of recovery available to burn victims, beginning with liability, the severity of the burns, the amount of rehabilitation and treatment required, the extent of the disability incurred, disfigurement, and the extent of emotional distress. These factors are difficult to quantify in terms of recovery, but  can result in substantial awards for damage.

If you or a loved has been injured in a fire, call Blick Law Firm today at (813) 931-0840. Call today to schedule a free 15 minute consultation with attorney Michael Blickensderfer. Think quick, call Blick.

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Republican National Convention 2012

Posted on August 30, 2012 by Blick Law

As host to the Republican National Convention, Tampa Bay has the national spotlight shining brightly throughout the city. Reports suggest that with the mass influx of people, crime rates have actually gone down considerably. This trend is being attributed to both the added force of 4,000 law enforcement officers that were brought in to maintain the peace and the recent downpour of rain brought by Hurricane Isaac.

Nonetheless, people have taken to the streets to voice their opinions and protest various issues. Protestors have reportedly been peaceful and though only a few arrests have been made, it is only midweek and it is important to be aware of the potential violence that can occur.

Originally, city officials worried that the riots that took place last year in St. Paul, Minnesota, at the Convention would repeat themselves here in Florida. Last year in St. Paul, thousands of protesters packed the city and hundreds were arrested during the Convention’s first day and hundreds more on its last. Some smashed cars, punctured tires and threw bottles in a confrontation with police. Fortunately, violence has not tainted the peaceful assembly of concerned citizens here in Tampa.

Ultimately, protesters can say and do whatever they want as long as they don’t cross the line into criminal behavior. Behavior such as: carrying weapons, fighting, physically opposing police officers and/or concealing your identity is illegal and may lead to arrest and other criminal consequences.

If you have questions about your Constitutional rights or are concerned about the potential dangers of protesting and getting arrested, call Blick Law Firm today at (813) 931-0840. Schedule a free 15 minute consultation with attorney Michael Blickensderfer today. Think quick, call Blick!

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