Tag Archives: auto accident

Personal Injury Protection: Reform and Important Info

Posted on January 16, 2013 by Blick Law

Personal Injury Protection (PIP) is a mandatory coverage on Florida car insurance policies that covers medical expenses, lost wages, and other damages. The original purpose of PIP coverage was to make sure that anyone injured in an auto accident would quickly receive money to treat their injuries. In Florida, all drivers are obligated to obtain a minimum of $10,000 PIP coverage for medical bills and lost wages following an auto accident.

Due to rampant fraud and misappropriation of PIP coverage in Florida, insurance companies have lobbied to pass PIP insurance reform to limit the types of treatment available to crash victims covered by PIP, and limit the amount of coverage in order to avoid abuse and fraud.

In 2012, the Florida legislature passed into law PIP reform that bans the use of PIP dollars to pay for massage or acupuncture treatments and will limit the payout for non-emergency treatment of accident-related injuries to $2,500.00. A widespread concern is that accident victims with serious injuries won’t be able to get the care they need if they sustain an injury such as a whiplash or herniated disc because these injuries may not qualify as an emergency.

Nonetheless, supporters of the bill insist that the reform will contribute to overall lower insurance premiums and provide much needed relief to Florida drivers.

If you or a loved one have been a victim of an auto accident and have questions concerning your rights, call Blick Law Firm today at 813-931-0840 to schedule a free 15 minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!

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Holiday Legal Aid

Posted on December 26, 2012 by Blick Law

With the Holidays winding down quickly and the New Year approaching, everyone is now returning to their daily routine. Spending time with family and celebrating the gift-giving Holiday provided a pleasant break from the rigors of daily life. While everyone looks forward to starting the New Year off right, it is important to consider that the burden of legal trouble can happen to anyone at any time; and knowing where to turn in the event you encounter legal problems is critical.

Blick Law Firm offers a wide array of legal services to help serve the public including Personal Injury, Criminal Law, Real Estate, and Bankruptcy; we also provide help in Family and Probate Law matters. As a result, our blog topics range from auto accidents to short sales.

Grounded in Christian values, Blick Law Firm strives to not only meet the legal needs of its clients and their families, but also to provide physical and emotional support. We treat each client equally and with the utmost respect; offering high-quality legal representation and counsel to those who need us most. We pride ourselves on our motto of Helping the Hurting, and reach out to the community in a variety of ways.

Our website Blicklawfirm.com provides useful information on our blog that may be helpful in addressing your legal concerns; additionally, we offer details about our services aimed at providing reassurance that your legal needs will be handled effectively. With over 25 years of knowledge and practice, including a broad range of trial and courtroom experience, we will work hard for you.

If you or a loved one have legal concerns and are seeking quality legal representation, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick.

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Holiday Safety Tips

Posted on December 21, 2012 by Blick Law

It is important to remember that injuries can occur anywhere; and during the holidays many people fail to take adequate safety measures to prevent injury. With the Christmas holiday approaching and a growing influx of travelers, a steady trend of increased traffic on Tampa roads continues to create safety concerns. In an effort to encourage safety, the Center for Disease Control and Prevention (CDC) urges that people help ensure their own safety while traveling. Remember to always keep in mind the following:

  • Don’t drink and drive; and don’t allow other to drink and drive.
  • Wear a seat belt every time you drive or ride in a motor vehicle.
  • Always buckle your child in the car using a child safety seat, booster seat, or seat belt according to his/her height, weight, and age.

Furthermore, note that most residential fires occur during the winter months, so keep candles away from children, pets, walkways, trees, and curtains. Never leave fireplaces, stoves, or candles unattended; and don’t use generators, grills, or other gasoline- or charcoal-burning devices inside your home or garage.

If you or a loved are injured over the holidays and need legal advice, call Blick Law Firm today @ (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer.

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Personal Injury Protection: Reform and Important Info

Posted on December 12, 2012 by Blick Law

With the Christmas holiday approaching, a steady trend of increased traffic on Tampa roads continues to grow. This trend over the holiday leads to an increased number of automobile accidents and a greater rate of drivers sustaining injuries on crowded Florida roads. In Florida, all drivers are required to carry auto insurance to cover the cost of damages that arise after an auto accident.

Personal Injury Protection (PIP) is a mandatory coverage on Florida car insurance policies that covers medical expenses, lost wages, and other damages. The original purpose of PIP coverage was to make sure that anyone injured in an auto accident would quickly receive money to treat their injuries. In Florida, all drivers are obligated to obtain a minimum of $10,000 PIP coverage for medical bills and lost wages following an auto accident.

In 2012, the Florida legislature passed into law PIP reform which takes effect on January 1, 2013. The new law now requires that  injured persons seek medical treatment within fourteen (14) days of an accident or the injured party will be barred from using PIP coverage for valid accident related medical treatment. Additionally, the new PIP law bans the use of PIP dollars to pay for massage or acupuncture treatments and will limit the payout for non-emergency treatment of accident-related injuries to $2,500.00.

A widespread concern is that accident victims with serious injuries won’t be able to get the care they need if they sustain an injury such as a whiplash or herniated disc because these injuries may not qualify as an emergency. Nonetheless, supporters of the bill insist that the reform will contribute to overall lower insurance premiums and provide much needed relief to Florida drivers.

Remember, it is always important to be aware of the changing laws regarding insurance coverage in order to effectively protect yourself in the event you sustain an accident related injury.

In an effort to reach out to our partners and clients, we have recently coordinated with Tampa General Hospital (TGH) to offer their over 6,500 employees discounted access to our legal services. We are proud to work in conjunction with TGH’s PerksCard Network, and look forward to providing quality legal service to all our clients.

If you or a loved one has been a victim of an auto accident and have questions concerning your rights, call Blick Law Firm today at 813-931-0840 to schedule a free 15 minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!

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Personal Injury: Auto Accidents Over the Holidays

Posted on December 6, 2012 by Blick Law

With the Christmas holiday approaching, a steady trend of increased traffic on Tampa roads continues to grow. This trend over the holiday leads to an increased number of automobile accidents and a greater rate of drivers sustaining injuries on crowded Florida roads. In the event you are involved in an accident, it is important to know your rights.

Parties to an accident are often times contacted by insurance companies in an attempt to get personal injury victims to settle an injury claim quickly, and for a non-negotiated amount. Before a settlement offer is even discussed, it is extremely important to first know the extent of your injuries.

Usually, the severity of damage sustained in an accident is not easily determined, and in many cases an injured party may suffer soft tissue or latent injuries that do not arise until much later. However, once a settlement agreement is made and tendered, an injured party releases their right to recovery for injuries related to that particular incident.

If you are involved in an auto accident, it is always important to first seek medical attention. After an auto accident, it is best to go immediately to the hospital or other treatment facility to determine the extent of your injuries and pinpoint the necessary steps of rehabilitation that might be required.

Secondly, an injured party should always contact an attorney for legal consultation and general information on how to proceed following an accident. In the event an insurance company contacts you regarding your injury claim, do not offer any recorded statements without first consulting with an attorney.

If you or a loved one has been in an accident and need legal advice, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer.

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Burn Victims: Recovery for Pain and Suffering

Posted on November 27, 2012 by Blick Law

With winter quickly approaching and a steady drop in temperature, people seek warmth from a variety of sources including fire, warming blankets, space heaters and so forth. Unfortunately, many people each year become victims of fire and heat exposure as a result of seeking warmth in response to outside temperatures dropping.

Victims of fire or heat exposure incur life altering burns, pain and disfigurement, and are forced into a life of constant rehabilitation. The pain and suffering that results are an unfortunate and touching aspect of the severity of injuries that can occur due to exposure to fire; and most times the burn victims themselves are not even at fault.

If another party is responsible for the fire, you are entitled to seek compensation for medical expenses, loss of income, and pain and suffering. Compensation for pain and suffering includes any pain, disfigurement, emotional distress, disability, and even embarrassment attributable to the burn injury sustained; and the recovery for these damages includes both present and future losses.

Cases involving burn victims vary in their severity, but ultimately are traumatizing no matter how severe; and the pain involved in treating these injuries is overwhelming. Many factors are considered when assessing the amount of recovery available to burn victims, including the severity of the burns, the amount of rehabilitation and treatment required, the extent of the disability incurred, disfigurement, and the extent of emotional distress. These factors are difficult to quantify in terms of recovery, but their severity is understood and can result in substantial awards for damage.

If you or a loved has been injured in a fire or sustained burns as a result of a product malfunction, call Blick Law Firm today at (813) 931-0840. Call today to schedule a free 15 minute consultation with attorney Michael Blickensderfer. Think quick, call Blick.

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