Tag Archives: carrollwood law firm

What is a Personal Injury Case?

Posted on April 27, 2012 by Blick Law Firm

A personal injury case is a legal contest between private parties where one side is seeking money damages from the other side as compensation for injuries. A person or group of persons who bring a personal injury case are alleging that they were emotionally or physically harmed due to the negligence or intentional conduct of the other party.

The most common types of personal injury cases are those based on claims of negligence and typically involve car accidents, slip-and-falls and medical malpractice. Other personal injury claims may include trespass, defamation of character, battery and assault and theft of trade secrets or copyrights.

Under the law of negligence, a plaintiff must prove that:

1) The defendant owed him or her a duty to act reasonably and safely.
2) The defendant breached that duty.
3) The plaintiff suffered harm as a result of the defendant’s negligence.

Negligence under the law means acting in a way that fails to conform with a specific standard of conduct, thereby putting others at risk for injury. Some examples include firing a gun recklessly, speeding on an icy roadway or failing to caution customers that your store floor is wet.

If your case is tried in court and you win, a judge or jury could award you damages to compensate you for lost wages, medical expenses, pain and suffering and, in some cases, additional damages as a way of punishing the defendant for their flagrantly negligent conduct. *Most states now have caps on the amount of damages plaintiffs can receive.

What is the cost to retain a Tampa personal injury firm?

Lawyers do not charge clients up front for legal fees associated with bringing a personal injury case. They get paid a portion of whatever the client wins, plus any additional legal expenses.

If you are seeking a possible personal injury claim or you are unsure of the ways in which hiring a personal injury lawyer may help, call Blick Law Firm today to receive your free consultation. Call us at 813-931-0840.

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Bank of America test pilots ‘Mortgage to Lease Program’ letting those facing foreclosure rent their home

Posted on April 25, 2012 by Blick Law Firm

Bank of America launched a pilot program offering some of its mortgage customers who are facing foreclosure a chance to stay in their homes by becoming renters instead of owners.

About 1000 homeowners facing foreclosure in Nevada, Arizona and New York are test piloting this “Mortgage to Lease” Program offered by the bank.

Underwater homeowners who are struggling to make hefty mortgage payments are giving their homes to the bank and turning around and renting for up to three years at a lower monthly cost.  If the program is successful, it may be rolled out in other states.

How to qualify for the program?

Participants must be at least 60 days behind on their mortgage, have a deficiency in the loan to value, no second mortgage, exhausted their mortgage-modification alternatives and make enough income to pay the rent.  *The loan must be owned by Bank of America.

The goal of this program by Bank of America?

The goal is to see potential benefits from helping to stabilize housing prices in the surrounding community as well as, curtail neighborhood blight by keeping a portion of distressed properties off the market.

Homeowners can’t apply for the program. If you qualify, Bank of America will contact you. Fannie Mae has a similar program, though it is not widely used.

Will this program work?

Depends on the homeowner’s individual circumstance. While some might want to stay in their home, others might be better off moving.

How will the bank benefit?

Bank of America will avoid costs of foreclosure and earn money when the home is eventually sold.

Although this program is not yet available in Florida, contact a Tampa real estate attorney today to discuss your housing options.  Attorney Michael Blickensderfer is experienced and able to assist you with your short sale transactions, loan modification or foreclosure defense. Call us today at 813-931-0840.

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Does filing bankruptcy cover medical debt?

Posted on April 23, 2012 by Blick Law Firm

Rising health care costs and the financial situations you may face leads many to medical expenses that can quickly escalate into piles of debt. With more employers cutting insurance contributions, the demand on medical consumers only increases.

Luckily for debtors burdened with medical bills, medical debt is considered an unsecured debt by the bankruptcy courts, and may possibly be discharged in a Chapter 7 bankruptcy.

Researchers from Harvard Medical School and Ohio University conducted a survey of personal bankruptcy filers for 2007 and found that nearly two-thirds of petitions filed personal bankruptcy because of medical-related debts. Of those, nearly 80 percent had health insurance.

Not only can unexpected illnesses bring on bills but the prolonged effects of illness or injury can be loss of work and less income to pay off those bills.

Medical bankruptcy is an especially complex issue, and should be sought for council before proceeding by a Tampa bankruptcy attorney that can help you during your financial hardship. To learn more about your options to discharge medical debt, contact attorney Michael Blickensderfer of Blick Law Firm and ask about our consultation services today! 813-931-0840.

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Common soft tissue injuries from an auto accident

Posted on April 17, 2012 by Blick Law Firm

The most common result of personal injury from an auto accident are neck and back injuries. Because muscles and ligaments in the back and neck go into shock during the accident there is unnecessary pain creating the necessity for continuous medical expenses including doctor visits, prescriptions and physical therapy.

The frequent treatments and remedies needed to recover from these injuries will take place over six to eight week period. In addition, there are numerous side effects the patient will endure including:

  • chronic pain
  • sleepless nights
  • headaches
  • diminished sex life
  • inability to lift heavy things
  • depression

Failure to seek treatment for such injuries will result in symptoms persisting. Accident victims have legal rights including the right to pursue compensation for medical expenses. 

Also recent legislative news, the Personal Injury Protection (PIP) law was recently changed to ensure auto accident victims seek medical treatment quickly to qualify for full insurance coverage.

Florida’s PIP insurance law as adopted by House Bill 119 now requires those injured from an auto accident to seek medical assistance within 14 days of their injury.

With current soft tissue injuries resulting from an auto accident and these new changes in the law it is imperative to seek legal council after an auto accident to maximize your recovery and receive protection from insurance companies.

Call Attorney Michael Blickensderfer who has over 25 years legal experience. As a former prosecutor and a former Marine, he will fight for your rights and defend your claim. call 813-931-0840 today!

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