Tag Archives: abogados en tampa

St Patrick’s Day Safety 2013

Posted on March 14, 2013 by Blick Law

With St. Patty’s Day approaching, many people are planning their festivities for the weekend and the excitement to celebrate with friends and family is beginning. However, every St. Patty’s Day people tend to get carried away in their celebrations and face the risk of being arrested for a variety of alcohol related offenses. Due to an increased tendency to behave irresponsibly during this festive time, arrests for DUI especially tend to increase. It is important to remember to always be responsible during and after St. Patty’s Day celebrations, and also to be aware of the potential consequences that can arise in the event that you are arrested and charged with DUI.

Florida drivers arrested and charged with DUI face obvious and hidden consequences that can have a wide reaching personal impact. When a person is charged with a DUI, the consequences may include:

  • License Suspension
  • Drastic Insurance Increases; especially when required to obtain FR-44 insurance coverage
  • Complications with Employment; both present and future
  • Driving Restrictions that require additional costs such as an Interlock Device installed in your vehicle for a period of 6 months, 1 year, or even 2 years, depending on your situation
  • Probation
  • Legal Fees and Court Costs

These consequences contribute to a multitude of difficulties that one faces when battling a DUI charge. It is important to fully understand and appreciate the severity of possible consequences associated with DUI, and always take all possible steps to avoid Driving Under the Influence.

DUI, or Driving Under the Influence, generally refers to a person who has physical control of a vehicle while that person’s normal faculties are impaired by any type of drug, including alcohol, illicit drugs, and even prescription medication. Therefore, if you are under the influence of drugs other than alcohol and are in actual physical control of a vehicle, you can still potentially be charged with a DUI.

In Florida, a blood alcohol level of .08 or more constitutes alcohol impairment beyond the legal limit. However, a police officer may still arrest you for a lower blood alcohol concentration (BAC) if they suspect that your normal faculties are impaired while operating a motor vehicle. Having a BAC under a .08 will increase your chances of overcoming the DUI conviction, but you may still be arrested and endure several hassles that go along with combating a DUI charge.

If you are charged with DUI, it is important to seek legal counsel immediately! Call Blick Law Firm today at 813-931-0840. Make an appointment for a free 15 minute consultation with attorney Michael Blickensderfer to determine what your options are moving forward.

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Tampa Short Sales

Posted on March 12, 2013 by Blick Law

Homeowners are often unsure of what options are available when they reach financial hardship. A short sale is an agreement by a mortgage lender to sell property for an amount lower than the balance owed in order to relieve the buyer of the mortgage obligation.

A short sale can be a helpful tool when trying to avoid foreclosure. Depending on the negotiated amount of the sale and the timeliness of past mortgage payments, a short sale may help avoid the huge hit to your credit score that foreclosure causes. Additionally, short sale participants can later purchase a home in a shorter time than those who foreclose on their property.

From an economic perspective, Short sales are simply a more beneficial option than Foreclosure. Lenders have less to lose, homeowners incur less damage to their credit, and the surrounding community is less likely to be affected by the decline in value that follows abandoned properties forced into foreclosure at greatly diminished costs.

A short sale can be completed by finding a buyer to purchase the home who is willing to pay current market value, and having the mortgage provider agree to the sale. Any shortage after the sale will then either be written off by the lender and an IRS 1099 is issued to the seller, or a deficiency remains which the lender may pursue to collect against the seller.

The short sale process can be complicated, and the lender may not be willing to negotiate. It is important to know that a real estate attorney can help negotiate the sale and terms with the mortgage lender and provide you peace of mind that your sale is being handled by an accountable professional.

If you have legal questions regarding your short sale or you are considering your options, call Blick Law Firm today at (813) 931-0840 to schedule a free 15-minute consultation with attorney Michael Blickensderfer.

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Driving with a Suspended License

Posted on March 8, 2013 by Blick Law

Everyday Florida drivers get behind the wheel unaware that their driving privilege has been suspended, cancelled, or revoked. Law enforcement officers make daily arrests for driving with a suspended license which can lead to complications when trying to reinstate your driving privilege.

Driving without knowledge of the suspension generally leads to the issuance of a non-criminal citation. However, it is important to know that payment of the non-criminal citation operates as an acknowledgment of guilt and points may be assessed against your license because it is considered a moving violation.

In Florida, it is a criminal traffic offense if a driver operates a motor vehicle with knowledge that their driver’s license is cancelled, suspended, or revoked. The following charges may result from Driving with a Suspended License with knowledge of the suspension:

(1) First conviction is a second degree misdemeanor;

(2) Second conviction is a first degree misdemeanor;

(3) Third, or subsequent conviction, is a third degree felony and possible jail time may have to be served.

It is important to know that multiple infractions of Driving with a Suspended License can lead to very serious consequences, and drivers with repeated violations can become listed as a Habitual Traffic Offender.

The penalty of driving with your license suspended, whether you have knowledge or not, can be serious and generally lead to complications with your future driving privilege.

If you or a loved one have been arrested or issued a citation for driving with a suspended license, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer.

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Efectos de un accidente automovilístico mientras que estés embarazada

Posted on March 7, 2013 by Blick Law

Accidentes de auto puede ser devastador, y heridas sufridas en un accidente pueden comenzar una línea de tiempo de tratamiento y terapia que puede tomar meses en completarse. En caso de que una persona este  lesionada y embarazada, obviamente va a  surgir más complicaciones.

Es importante entender el posible trauma que puedan ocurrir en un automovilístico las consecuencias que podría tener en el feto. Trauma físico puede incluir efectos negativos como la separación de la placenta, hemorragia, parto prematuro y puede incluso requerir una cesárea de emergencia llevar a cabo.

Trauma emocional como consecuencia de un accidente también puede tener efectos negativos alcanzan en un embarazo. La tensión que resulta de la participación en un accidente de auto puede causar parto prematuro y afectar negativamente la salud del feto. Es especialmente importante ver a un médico después de un accidente de auto con el fin de evaluar cualquier trauma potencial, así como buscar a asesoría legal referente a la demanda potencial para usted y su niño nonato. Signos de efectos negativos para la salud del feto pueden incluir mareos, desmayos, vómitos, dolores de cabeza y dolor de estómago.

Si usted o un ser querido está implicado en un accidente de auto y tiene preguntas o preocupaciones con respecto a la recuperación de sus lesiones, llame a Blick Law Firm hoy al (813) 931-0840. Llame para  una consulta gratis de 15 minutos con el abogado Michael Blickensderfer .

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Bancarrota: Asegurado vs Deuda No Asegurada

Posted on February 28, 2013 by Blick Law

Mucha gente, cuando enfrenta la bancarrota, tiene preguntas frecuentes sobre los diferentes términos al pasar por el proceso de bancarrota. Entender la diferencia entre asegurados y deuda asegurada puede ser confusa, y es importante estar bien informados cuando uno es considerando a declararse en bancarrota o no.

Deuda asegurada es la deuda que tiene un interés de seguridad o garantía atado al acuerdo, por el que los acreedores pueden recuperar o ejecutar sobre los bienes en garantía si el deudor no puede pagar el préstamo. Algunos ejemplos comunes de deuda asegurada son hipotecas o préstamos para automóviles; en el caso de que el deudor no puede pagar la cantidad adeudada, el préstamo está asegurado por la capacidad del acreedor para recuperar la casa o el coche.

Por otro lado, deuda no asegurada es la deuda que no tiene ninguna garantía adjunta al acuerdo. Por el contrario, los acreedores quirografarios generalmente dependen de su puntuación de crédito y emiten crédito basado en la buena fe que usted va a pagar la cantidad prestada. Algunos ejemplos comunes de deuda no asegurada son tarjetas de crédito, cuentas médicas y facturas de servicios públicos.

Sobre la presentación de bancarrota, más deuda no asegurada se descarga con la excepción de préstamos estudiantiles, manutención y pensión alimenticia pagos, multas de la corte, juicios DUI contra el deudor y las deudas contraídas por el fraude. La descarga de deuda no asegurada es una principal ventaja de declararse en bancarrota y viene junto con un automático alojarte frente a acreedores perseguir sus esfuerzos de colección.

Entender archivar bancarrota es un proceso complejo con importantes beneficios, consecuencias y alternativas a considerar. En caso de que usted está pensando en bancarrota, llame hoy mismo a Blick  Law Firm al (813)931-0840.

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Tampa Bankruptcy Joint Filing

Posted on February 28, 2013 by Blick Law

When married couples consider filing Bankruptcy, they are faced with the choice of determining whether to file jointly or individually. This determination is important, and many concerns should be addressed prior to deciding what to do.

Many times, one spouse may have debts alone and deem it necessary to file a bankruptcy separate from the other spouse. However, in cases where both spouses are facing financial hardship in meeting the payments on their debt it can be advantageous to file Bankruptcy jointly. Advantages to filing jointly include:

  • Paying only one filing fee instead of paying the same fee twice for separate filings;
  • Assistance from the other spouse in gathering all the necessary documentation together, which can be extremely burdensome; and
  • Filing jointly is more efficient by consolidating the filing, making it is less time consuming.

Joint filing can have disadvantages as well, especially when there is a large disparity in the debts and assets between the spouses. It is important to consult a bankruptcy attorney to determine what the most effective and beneficial filing is for your specific situation.

If you or a loved one have concerns about Bankruptcy or are considering filing Bankruptcy jointly, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer.

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