Monthly Archives: June 2013

Hurricane Safety | Personal Injury | Tampa Attorney

Weather conditions in Florida frequently cause safety concerns on the roadways, and it is important to be aware of potential dangers and take safety precautions to avoid them.

Inclement weather causes tricky road conditions like standing water or flooding. These road conditions often times conceal dangerous debris, tree branches, and even power lines that are not visible. Many drivers attempt to drive through flooded areas and risk encountering hazards to save time or to avoid an inconvenient detour; drivers should always consider the safety risks and take necessary precautions by avoiding flooded areas.

Many times, weather conditions cause traffic lights to become inoperative, creating confusion on the roadways that can lead to deadly collisions. When encountering a downed traffic light, every driver approaching the intersection should come to a complete stop and yield the right-of-way to any vehicle which has entered the intersection.

Be cautious, and consider that the roads are wet and cars are more prone to skidding and loss of control.

In the event Hurricane conditions cause the need to evacuate, have a plan ready, know where you will go, and research several alternate routes in the event of closed roads and severe traffic congestion.

If you or a loved one has been injured as a result of dangerous roadway conditions, call Blick Law Firm today at (813) 931-0840 to schedule a free 15 minute consultation with attorney Michael Blickensderfer.

Posted in Blog, Personal Injury | Tagged , , , , , , , , , , | Leave a comment

Tampa Law Firm |Chapter 7 Bankruptcy | Bankruptcy Attorney

A Chapter 7 Bankruptcy filing is a useful way to discharge of most debt, and can relieve the burden of creditor collection attempts. Chapter 7 Bankruptcy is generally available when the debtor has little property aside from the basic necessities like furniture and clothing; and the debtor has difficulty making payments on basic expenses, or has very little money left after doing so. Today, many people utilize bankruptcy as a strategy for resolving unmanageable debt. Today, filing for Bankruptcy is more common than most people realize and can be a refreshing solution to a debt-ridden life.

Chapter 7 Bankruptcy is a liquidation proceeding whereby the debtor turns over all non-exempt property to the bankruptcy trustee who then converts it to cash to pay off the creditors. Usually within four months the debtor then receives a discharge of all dischargeable debts. Usually, these dischargeable debts include your credit card debt, old medical bills, utilities bills, unsecured loans, pay day loans, and most other types of unsecured debt.

The advantage to filing Chapter 7 Bankruptcy is that your unsecured debt is completely eliminated, the process is fairly quick, and the automatic stay that takes place after filing prohibits creditors from making collection efforts.

It is important to be aware that while Chapter 7 Bankruptcy may ultimately relieve a debtor of the burden of insurmountable unsecured debt, it is a process that requires the production of several documents and tedious preparation. The more prepared the debtor is, the more seamless the process becomes.

Bankruptcy is a complex area of law and involves many considerations, including whether to file, determining which type of Bankruptcy to file, the use of exemptions, understanding the protections of the Bankruptcy Code and using them to your advantage.

No matter what your situation is, obtaining quality legal consultation from an experienced bankruptcy attorney is beneficial. Contact Blick Law Firm today at (813) 931-0840. Schedule a free 15 minute consultation with attorney Michael Blickensderfer to assess what option is best for you. Think quick, call Blick!

Posted in Bankruptcy, Blog | Tagged , , , , , , , , | Leave a comment

Real Estate | Title Closing Process | Real Estate Closing

A Real Estate Closing is the final step of the home purchase process, whereby the buyer and seller sign the papers to transfer the ownership of the home. In order to complete this final phase of the purchase process, it is important to understand the timeline of requirements that take place leading up to the Closing.

First, a buyer must open an escrow account with a neutral third party, whereby the buyer provides earnest money to be held in consideration of the purchase in order to demonstrate good-faith that the buyer fully intends on completing the sale.

Following the opening of an escrow account, the buyer then needs to take 5 necessary steps to protect their interest in the home. These 5 steps are as follows:

  • Complete a Title search
  • Purchase Title Insurance
  • Complete a Home inspection and Pest inspection
  • Negotiate the Closing costs; and
  • Lock the interest rate of the mortgage.

These steps are important in the completion of any Real Estate transaction, and many times it is important for the buyer to seek legal counsel prior to moving forward with the purchase process. An experienced real estate attorney can provide professional legal advice, and interpret the very complicated language involved in most Closing documents. The attorney is also capable of identifying potential problems with your purchase documentation, and can save you the hassle of dealing with unexpected complications that may arise during the Real Estate purchase process.

If you or a loved one are considering purchasing a home and need advice on what to expect, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!

Posted in Blog, Real Estate | Tagged , , , , , , , , | Leave a comment

Criminal | Driving with a Suspended License | Tampa Attorney

Everyday Florida drivers get behind the wheel unaware that their driving privilege has been suspended, cancelled, or revoked. Law enforcement officers make daily arrests for driving with a suspended license which can lead to complications when trying to reinstate your driving privilege.

In Florida, it is a criminal traffic offense if a driver operates a motor vehicle with knowledge that their driver’s license is cancelled, suspended, or revoked. Receiving a citation for Driving with a Suspended License requires a court appearance.

The following charges may result from Driving with a Suspended License with knowledge of the suspension:

(1) First conviction is a second degree misdemeanor;

(2) Second conviction is a first degree misdemeanor;

(3) Third, or subsequent conviction, is a third degree felony and possible jail time may have to be served.

It is important to know that multiple infractions of Driving with a Suspended License can lead to very serious consequences, and drivers with repeated violations can become listed as a Habitual Traffic Offender.

The penalty of driving with your license suspended, whether you have knowledge or not, can be serious and generally lead to complications with your future driving privilege.

If you or a loved one have been arrested or issued a citation for driving with a suspended license, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer.

Posted in Blog, Criminal Law | Tagged , , , , , , , , , | Leave a comment

Barco Y Manejando Bajo La Influencia | Abogados en Tampa | Abogados

Las aguas de la Florida son un recurso parecido nacional e internacionalmente, un bote recreacional en estas aguas contribuyen al bienestar de un residente y visitantes. Como resultado las leyes de botes están en lugar para proteger la seguridad, bienestar y el futuro de las aguas de la Florida.

Oficiales de la policía de la Florida y los funcionarios de la vida silvestre de Florida patrullan los cursos de agua diariamente para garantizar la seguridad y el cumplimiento de las leyes de navegación. Es importante mientras navegas a ser conscientes de las leyes que regulan el uso del canal y estar informados de lo que son sus responsabilidades.

Por ley, todos los operadores de embarcaciones son responsables de operar su embarcación en forma razonable y prudente con respecto de otro tráfico, seguir las restricciones, la presencia de una bandera de buzos-abajo y otras circunstancias para no poner en peligro a personas o propiedad. El incumplimiento de las normas de seguridad de los cursos de agua pueden resultar en violaciones penales y no penales.

En Florida, las leyes de manejar botes o embarcación  bajo la influencia u otras drogas son estrictas para los que están manejando como bajo la influencia de alcohol o drogas. La ley de la Florida prohíbe a todos de manejar embarcación bajo la influencia (BUI), Como tal, es ilegal operar cualquier embarcación o manipularla.

Si ha sido detenido mientras  a estado manejando un bote y necesita asesoramiento legal, llame hoy mismo al bufete de Blick Law Firm . Programe una cita gratis de 15 minutos con el abogado Michael Blickensderfer. Piensa rápido, llame a Blick.

Posted in El Blog de Blick Law Firm, Spanish | Tagged , , , , , , , | Leave a comment

Marine Boating | Tampa Attorney | Drunk Boating

The waters of Florida are both a national and international resource alike, and recreational boating on these waters contributes to the well-being of both residents and visitors. As a result, boating laws are in place to protect the safety, aesthetics, and future of Florida’s waterways.

Florida law enforcement officers and Florida Wildlife officials patrol the waterways daily to ensure safety and compliance with boating laws. It is important while boating to be aware of the laws regulating waterway use, and be informed of what your responsibilities are.

By law, all watercraft operators are responsible for operating their vessel in a reasonable and prudent manner with regard for other vessel traffic, posted restrictions, the presence of a divers-down flag, and other circumstances so as not to endanger people or property. Non-compliance with the safety rules of the waterways can result in both non-criminal and criminal violations.

In Florida, laws against boating while impaired by alcohol or other drugs are as strict as those for driving a vehicle while impaired. Florida law prohibits anyone from boating under the influence (BUI). That is, it is illegal to operate any vessel or to manipulate any water skis, sailboard, or similar device while intoxicated due to alcohol or any combination of alcohol, a controlled substance, or drugs.

If you have been stopped while boating and need legal advice, call Blick Law Firm today. Schedule a free 15-minute appointment with attorney Michael Blickensderfer. Think quick, call Blick.

Posted in Blog, Marine and Boating, Personal Injury | Tagged , , , , , , , | Leave a comment