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Tag Archives: when can i file bankruptcy
The Columbia University Mailman School of Public Health reports that more families have been using their tax rebates to file for bankruptcy.
In 2001, bankruptcies increased 2 percent after receiving rebates but increased 7 percent in 2008, according to research by Tal Gross, an assistant professor of health policy and management at the school.
Overall, Gross found bankruptcy filings fell by more than 50 percent between the two years, presumably due to the Bankruptcy Abuse Prevention and Consumer Protection Act passed in 2005. Legal fees for filing increased from an average of $921 to $1,477.
While some debate the new law was a good way to weed out unnecessary filings, Gross believes it made it more difficult for families in need to dig themselves out of their financial troubles.
Although bankruptcy has had a bit of a bad rep in the past, it may be the only option for people with medical debt. Attorney Michael Blickensderfer is knowledgeable in recent bankruptcy laws and may offer assistance as you face this hardship.
Although filing for bankruptcy remains on one’s credit history for up to 10 years, the credit score may go up as much as 100 points as shortly as a year later.
Think quick, call Blick. 813-931-0840.