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According to the Insurance Research Council (IRC), 1 out of every 7 drivers in the United States is uninsured. If you are involved in an auto accident, it is very important to have Uninsured Motorist coverage in the event you are hit by an uninsured driver.

An uninsured driver is someone who lacks liability insurance. If the at-fault driver is uninsured, there is no insurance company to pay for your injuries and property damages. If you do not have Uninsured Motorist coverage on your auto policy, you may be left paying out of pocket expenses.

In an auto accident where the at-fault driver is uninsured, Uninsured Motorist (UM) insurance will cover the medical expenses, property damages, pain and suffering, and lost wages of the injured party. This coverage is also available to all passengers that may have been injured as a result of the accident. UM coverage is necessary in the event of a hit and run accident; and also protects you outside of your own vehicle. If you are a passenger and suffer injuries due to a traffic collision, your Uninsured Motorist coverage will pay for your medical expenses.

Florida insurance companies are required to offer Uninsured Motorist coverage however, this coverage is not mandatory by law. Although UM insurance is not required in the state of Florida, it is highly recommended in order to ensure that your medical bills and property damages are covered in the event of an accident.

Not all auto accidents can be anticipated, and it is important to take the necessary precautions to ensure the safety of yourself and your loved ones. Injuries sustained in an auto accident can require years of extensive medical treatment that can become costly, and choosing UM coverage is a great way to ensure that you and your loved ones are covered.

If you have questions about Uninsured Motorist coverage, or have been injured in an auto accident, call a Personal Injury Attorney today for a free 15 minute consultation.

Hurricane season runs from the months of June to November and is quickly approaching. Tropical storms are common in the state of Florida, and it is very important to always be prepared and have an evacuation plan in place. In the event that you need to evacuate, it is crucial to know where you are going and have alternate routes planned out ahead of time. Follow any instructions that are given by local authorities, and never wait until the last minute to evacuate your family. Always have supplies ready, and make sure that they are quickly accessible. Medicines, portable radios, flashlights, and batteries are important items to have handy in the event of a hurricane. It is also wise to have a full tank of gas, and a fully charged cell phone.

If you must drive, make sure to avoid flooded areas at all costs and don’t drive unless absolutely necessary. If you approach an area that is flooded, take an alternate route to your destination. If an alternate route is not available, wait for the flood to subside and get to higher ground. Keep yourself informed about weather changes by tuning in to the radio.

Thousands of car accidents occur every year due to heavy rain. It is crucial to practice safe driving habits when driving through severe weather. In heavy rain, it is important not to drive recklessly, and it is equally important not to be too apprehensive. When driving through heavy rain, be sure to drive slowly and keep your headlights on. Rain makes roads slippery, so always allow extra distance between your vehicle and other vehicles on the road. Turn on your hazard lights so other drivers can see you through the rain, and keep your eyes on the vehicle in front of you at all times. Stop at all traffic lights and proceed with caution, also be very alert when approaching intersections. It is crucial that your windshield wipers and tires are in good condition for severe weather, make sure of this before hitting the road.

In the event of an auto accident, always immediately seek medical attention and contact an auto accident lawyer. If you or a loved one has been involved in an auto accident, call Blick Law Firm today for a free consultation with attorney Michael C. Blickensderfer at 888-973-2776!

Summer vacation is near, and many families celebrate the summer months by visiting amusement parks such as Bush Gardens and Disney World Theme Parks for their Florida Vacation. Amusement parks are very enjoyable for the whole family however, theme park accidents can be very severe and injuries sustained can require extensive medical treatment. Although theme park accidents can be devastating, many of these accidents can be prevented. Practicing safety and taking precaution is crucial to ensuring the safety of yourself and your family. Follow these tips to make sure that you and your loved ones have fun, and stay safe on your next theme park adventure.

• Stay cool – Sunburn and heat exhaustion are very common among theme park visitors. Be sure to bring sunscreen and wear protective clothing. Have plenty of water on hand in order to stay hydrated.
• Follow the rules – Park guidelines are there to ensure the safety of visitors. Make sure to read boarding restrictions before you get on a ride. Some rides are not recommended for visitors with certain health concerns, and it is also very important to adhere to height restrictions. If you are unsure about a ride, always consult a staff member if you have any questions or concerns.

• Know your limits – Do not let anyone pressure you into getting on a ride you don’t want to. A theme park visit is supposed to be an exciting experience, not a devastating one. If you are deathly afraid of rollercoasters, avoid them. You don’t want to risk getting sick or having any medical issues. There are plenty of theme parks that offer various rides that everyone can enjoy.
• Watch your children – Most theme parks are very large, and with the massive crowds most parks attract, children can easily get lost. Be aware of your children at all times and never leave small children alone. Be sure to supervise your children on rides, and make sure that they are strapped in safely.

Some accidents cannot be anticipated; in the event you or a loved one is injured in an accident, immediately seek medical attention and contact a personal injury lawyer. A personal injury attorney can make sure that you get the proper medical treatment that is needed for your injuries, as well as make sure that your medical bills are paid.

Call Blick Law Firm today for a free 15 minute consultation with attorney Michael C. Blickensderfer. Think quick, call Blick 888-973-2776!

Auto accidents can be extremely frightening and even life altering. Property damage can be severe, and injuries sustained in an auto accident can require years of medical treatment, resulting in expensive medical bills.

Hit and run accidents are very common in the United States, and the actions of an irresponsible driver can leave one devastated with pain and suffering.

If you are involved in an auto accident and the other party flees from the scene, it is very important to gather as much information as possible. Pay attention to the make and model of the car that hit you, as well as the color of the vehicle. If you have a smart phone, you can use your phone’s camera quickly to get a picture of the vehicle and license plate number. This information will be useful to your auto insurance company when you file your claim. Law enforcement will also request this information for the police report.

In the event that you are unable to gather any information about the vehicle that hit you, gather as much information as you can about the location of the accident. Pay attention to the time, and look for possible witnesses. If there are witnesses in the area, be sure to get their names and contact information. Additionally, write down detailed information about the sequence of events.

Even if you are unable to get any information about the vehicle or driver, it is extremely important to contact law enforcement immediately after the accident has occurred. When filing an auto claim with your insurance company, a police report will be very helpful to you along with your written statement.

If you or a loved one has been involved in a hit and run accident and have questions concerning your rights, call a Car Accident Lawyer today to schedule a free 15 minute consultation with Attorney Michael Blickensderfer. Think quick, call Blick!

As the summer season approaches, it is important to plan ahead to ensure that your summer vacation is fun and safe. Taking precautions and planning ahead is a great way to prevent an accident during your summer road trip. If you are planning to hit the road for summer vacation, follow these guidelines to protect the safety of yourself and your family.

If you are planning to take a road trip this summer, it is important to make sure that your vehicle is in good condition. Checking your vehicle and proper maintenance beforehand is a great way for car accident prevention.

To make sure that your trip is safe, here are some things to check on your vehicle:

Tires – It is important that your tires are in good condition before hitting the road, and be sure to have a spare tire available should you need it.  Check the air pressure and tread on all four of your tires, and be sure to check the spare as well.

Hoses – Check under your hood for tears in your hoses. If your vehicle is leaking fluid, it is crucial to have this repaired before you hit the road.

Belts – If your belts are old and have cracks, get them replaced and secured before you head out.

Lights – Make sure your turn signals, break lights, emergency lights, and headlights are in good working condition.

Air condition – Temperatures get very high in the summer months, make sure that your AC is working properly before traveling.

Fluid Levels – Make sure that your fluid levels are full, and don’t forget to check your oil and have it changed if needed.

Car Seat – If you will be traveling with small children, be sure that car seats and booster seats are installed properly. Make sure that children are strapped in well before departure.

Have a mechanic inspect your vehicle to make sure that it is okay for travel. This is a great way to ensure a safety road trip for yourself and your family.

When you are on the road for long periods of time, it is crucial to stay alert and focused to avoid an accident. Avoiding fatigue is critical to ensure a safe trip, and be sure to avoid distractions when driving.

Here are some road safety ways to avoid fatigue and stay alert during your summer vacation road trip:

• Take breaks
• Switch drivers
• Check in a hotel if driving overnight
• Stop for food as needed
• Bring snacks and plenty of water

Attorney, Michael Blickensderfer holds over 25 years’ legal experience, if you or a loved one has been involved in a car accident, call Blick Law Firm today for a free 15 minute consultation with a Christian Personal Injury Attorney . Think quick, Call Blick!