Blick Law Firm educates clients on Personal Injury Protection (PIP) services. Often referred to as no fault coverage, Personal Injury Protection is an auto insurance that covers the medical expenses of yourself, your loved ones, and any other passengers regardless of who is at fault. PIP insurance also covers lost wages and other damages.
Along with Property Damage Liability, PIP coverage is mandatory in the state of Florida required by the Florida no fault auto insurance law. PIP coverage varies by state however, Florida law requires a minimum of $10,000 personal injury protection.
In Florida, PIP insurance covers the driver, family members, and all passengers present at the time of an auto accident. If a passenger does not have his or her own PIP insurance, the passenger is still covered as long as he or she does not own another vehicle. If passengers present already have PIP insurance, they will receive coverage for injuries sustained under their own policy.
PIP insurance is beneficial to Florida drivers because it allows accident victims to pay for medical expenses right away, should treatment be needed following an auto accident. Florida PIP coverage also covers up to 60% of lost wages as well as other recovery expenses.
If you are a passenger in another vehicle and are involved in an auto accident, your PIP insurance will cover your injuries. PIP insurance also covers pedestrians and bicyclists that have suffered injuries due to an accident involving a motor vehicle.
Even if you are a safe driver, some accidents cannot be anticipated and you cannot control the driving habits of others. Having PIP insurance covers you, your loved ones, and any other passengers in the unfortunate event of an auto accident.
If you have any questions regarding these services, or would like to schedule a free consultation with Attorney Michael Blickensderfer, Call your Tampa Bay Law Firm today at 888-973-2776.