Disclaimer: Blick Blog discusses topics regarding general legal information for the purposes of educating readers only and should not be construed to be formal legal advice nor the formation of a lawyer or attorney client relationship. Submitting a legal question or receipt of information on this forum does not create an attorney client relationship with attorney Michael C. Blickensderfer or Blick Law Firm. Attorney Michael C. Blickensderfer cannot guarantee a specific result in any legal matter. Also, this website and blog is not intended to solicit clients outside the State of Florida.

Labor Day Weekend | Safety Tips | Car Accident Prevention

LABOR DAY WEEKEND, LABOR DAY SAFETY TIPS, LABOR DAY WEEKEND EVENTS, CHRISTIAN ATTORNEY, PERSONAL INJURY LAWYERSAs the summer season winds down, it is important to plan and ensure that the end of summer vacation remains fun and safe. Take precautions and plan ahead this Labor Day Weekend to prevent an accident during your celebrating. If you are planning to hit the road, follow these guidelines to protect the safety of you and your loved ones.

To make sure that your trip is safe this weekend, here are some things to check on your vehicle:

Car Seat – If you will be traveling with small children, be sure that car seats and booster seats are installed properly. Make sure that children are strapped in well before departure.

Hoses – Check under your hood for tears in your hoses. If your vehicle is leaking fluid, it is crucial to have this repaired before you hit the road.

Lights – Make sure your turn signals, break lights, emergency lights, and headlights are in good working condition.

Tires – It is important that your tires are in good condition before hitting the road, and be sure to have a spare tire available should you need it. Check the air pressure and tread on all four of your tires, and be sure to check the spare as well.

Belts – If your belts are old and have cracks, get them replaced and secured before you head out.

Air condition – Temperatures get very high in the summer months, make sure that your AC is working properly before traveling.

Fluid Levels – Make sure that your fluid levels are full, and don’t forget to check your oil and have it changed if needed.

Have a mechanic inspect your vehicle to make sure that it is okay for travel. This is a great way to ensure a safe road trip for yourself and your family.

On the road for a long period of time? It is important to stay alert and focused to avoid an auto accident. Avoiding fatigue is critical to ensure a safe trip, and be sure to avoid distractions when driving.
Here are some ways to avoid fatigue and stay alert during your road trip:

  • Bring snacks and plenty of water
  • Stop for food as needed
  • Take breaks
  • Switch drivers
  • Check in a hotel if driving overnight

Senior Attorney, Michael Blickensderfer has 26+ years’ legal experience, if you or a loved one have been involved in a car accident, call Blick Law Firm today for a free 15 minute consultation. Think quick, Call Blick!call

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5 Tips For Closing Your Home | Real Estate

simple_img_6A Real Estate Closing is the final step in the home purchase process. This phase is where the buyer and the seller sign all necessary paperwork to transfer ownership of the home.

To complete this purchase process here are 5 tips to closing your home:

  1. Complete a title search
  2. Purchase title insurance
  3. Complete a home inspection and pest inspection
  4. Negotiate the closing costs
  5. Locking the interest rate of the mortgage

A buyer must open an escrow account with a neutral third party, whereby the buyer provides earnest money to be held in consideration of the purchase in order to demonstrate good-faith that the buyer fully intends on completing the sale.

These steps are important in the completion of any Real Estate transaction, and many times it is important for the buyer to seek legal counsel from a real estate attorney prior to moving forward with the purchase process. An experienced attorney can provide professional legal advice, and interpret the very complicated language involved in most Closing documents. The attorney is also capable of identifying potential problems with your purchase documentation, and can save you the hassle of dealing with unexpected complications that may arise during the Real Estate purchase process.TITLE-INSURAUNCE, INFINITY-ABSTRACT-AND-TITLE, CLOSINGS, REAL-ESTATE-LAWYERS

Blick Law Firm assists many families with the purchasing of their home with their in-house title department, Infinity Abstract & Title.

Infinity Abstract & Title is an innovative, paper-less services, aggressive, and results-oriented when answering the wide variety of title needs for our customers. They have represented many people throughout the state of Florida and the United States. Also provide mobile closings throughout the entire state of Florida.

Services provided include:

  • In-house legal counsel for residential and commercial real estate transactions
  • Title insurance for Florida
  • Short Sale Negotiations through Blick Law Firm, Attorney Michael C. Blickensderfer
  • Loan modifications through Blick Law Firm, Attorney Michael C. Blickensderfer
  • Mobile, multilingual closers
  • Environmentally-friendly office that emphasizes paperless files and closings
  • Experience with development and commercial projects
  • Licensed escrow officers with over 22 years of title insurance experience
  • Wireless offices for convenient closings and presentations
  • Fast and Reliable title work available between 24-48 hours
  • Closings performed 6 days a week
  • Last minute and evening closings available

Please inquire with any questions to info@infinityabstracttitle.com

If you or a loved one are considering purchasing a home and need advice on what to expect, call Blick Law Firm today and schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!call

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Foreclosure Defense | Real Estate Attorney

20140801_204025 (2)A foreclosure happens when one stops paying the mortgage payments, usually for a period of months. At that point, the mortgage company has a right to foreclosure, and legally follows a standard process similar to an eviction. Here are some potential remedies if your property becomes subject to foreclosure:

Short SaleTo avoid foreclosure, you may also be able to sell your home for less money than owed. A short sale can be completed by finding a buyer to purchase the home and is willing to pay current market value, and having the mortgage provider agree to the sale. Any shortage after the sale will then either be written off by the lender and a IRS 1099 be issued to the seller, or a deficiency remains which the lender may pursue to collect against the seller.

Mortgage Modification – The lender may be willing to modify the terms of the mortgage. Modification of the agreement may involve adding payments to the end of the mortgage and simply extend the term of the loan. Modification of the mortgage agreement may also be made by reducing the interest rate of the original Mortgage Agreement, and it could include partial forgiveness of the amount of money you owe.

Forbearance Plan – As a borrower you may be able to file a forbearance plan with your mortgage provider. Under this arrangement, the lender will agree not to pursue the foreclosure action; but, the lender will likely require proof of adequate means to satisfy the repayment on the loan. This is generally a viable option if you have encountered a temporary setback such as poor health or loss of employment.

Reinstatement – To avoid the completion of the foreclosure process, you may be able to reinstate the loan by making payments on the past due amount. Generally, the lender will be cooperative if you bring your account up to date, or demonstrate that you now have the means to catch up on the past due payments.

Deed in Lieu of Foreclosure – You may also deed the home back to the mortgage provider if the lender agrees to accept a Deed in Lieu of Foreclosure. The lender will take back the property and cancel the remaining debt. You will be unable to keep your home, but avoid foreclosure and minimize the detriment to your credit score.

Foreclosure continues to be a growing problem in Florida, and if it happens to you, the worst thing to do is ignore it.

Call Blick Law Firm today and make an appointment for a free 15 minute consultation with Attorney Michael Blickensderfer to see what your legal rights are in defending a foreclosure action. call

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Mike Brown | Police Assault | Criminal Defense Attorney

news-missouri-shooting.According to New York Times, a man had been shot and killed after he had assaulted a police officer and the two had struggled over the officer’s gun inside his patrol car.

18-year-old, Mike Brown was the unarmed black teenager killed in a fatal shooting on Saturday by a police officer in a St. Louis suburb. However, the death of the youth, caused heavy protests on Saturday and Sunday in Ferguson, Mo. Hundreds of people gathered at the scene of the shooting to question the police and to light candles for Mr. Brown.

Currently, elected officials and advocacy groups held a full investigation and questioned the tactics of the police, who acknowledged that Mr. Brown had been unarmed.

Acts of police assault warrant arrest and criminal charges; unlike this unfortunate incident that occurred over this past weekend.

 

Law enforcement must have probable cause or a warrant to make an arrest. If a law enforcement officer has a reasonable belief, that there is in fact a high probability that you have been involved in criminal activity, the police officer may arrest you. If you are arrested, this means that you are officially being charged with a crime. As opposed to a detainment, you do not have the right to leave once an arrest has taken place. Once the arrest has been made, you can be held in jail for up to 24 hours, and you may have to pay bail to be released from custody.simple_img_6

 

It is important to quickly seek legal representation upon an arrest to protect your rights. A Criminal Defense Attorney can provide you with legal counsel, and advise you in regards to your rights. An experienced lawyer can also advise you in the actions and procedures that need to take place going forward. Call Blick Law Firm today for a free 15-minute consultation. Think Quick, Call Blick!

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Personal Injury | Insurance Coverage | Property Damage

HIT-AND-RUN, LAW-ENFORCEMENT, CAR-ACCIDENT-LAWYER, CAR-ACCIDENT-ARTICLES, BLICK-LAW-FIRM.3Can I be compensated for injury following an auto accident?! Here are few factors to consider when seeking compensation for pain and suffering in an auto accident:

Insurance Coverage

Personal Injury Claims result from the negligence of one party causing injury to another. Insurance coverage is critical to gauge possible financial recovery in an accident for a personal injury plaintiff. Those who have been injured due to the negligence of another may be subject to an injury case with little to no recovery. Unless the plaintiff’s own insurance policy has Uninsured Motorist (UM) Coverage which provides for payment of certain benefits for damages caused by owners or operators of vehicles that are not insured and that cause injury resulting from an automobile accident. Such benefits include payment for medical expenses, lost wages, and even pain and suffering.

Insurance coverage is vital in helping car accident victims afford the medical care they need and provides assistance in replacing the loss of property incurred when involved in a serious accident.blick-law-firm, tampa-law-firm copy

Florida requires that all automobile owners who register and operate a vehicle must have Florida insurance. In Florida, the mandatory minimum coverage is $10,000 of personal injury protection (PIP) and $10,000 property damage liability (PDL) as long as you have a valid Florida license plate.

While these mandatory minimums are in place, many Florida drivers operate vehicles without any automobile insurance coverage. As a protection against Uninsured Motorists, insurance companies provide Uninsured Motorist Coverage.

As a precaution, it is important for all drivers to consider adding UM coverage to their existing policy to protect themselves and their families from injuries and loss caused in an auto accident by uninsured motorists.

Medical and Property Damages

As soon as you are injured in an auto accident, you should seek immediate medical attention for your injuries including, transport via ambulance and emergency room hospital visit. Injuries sustained in an accident are not to be taken lightly as they may become worse over time and may cause severe life-long damages.

It is important that parties to an accident seek immediate medical attention and the more severe your injuries are, the more likely insurance companies are willing to work with a personal injury attorney to negotiate billing and cover future medical needs.

In other cases, property damage and other damages sustained in an auto accident weighs in the value to the claim and overall recovery for the client.

If you have recently been involved in an auto accident contact a personal injury attorney today to receive a free case evaluation and protect your legal rights. Call 888-973-2776 calltoday!

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Personal Injury Attorney | Attorney Fees

BLICK-LAW-FIRM-HEADER, BLICK-LAW-FIRM, TAMPA-LAW-FIRMPersonal Injury Claims are dealt with on a contingency fee basis, meaning the attorney fees are paid out at the end of a settlement. No fees to the attorney, unless your case settles.

In Florida, standard attorney contingency fee is 33.33% of the recovery. However, in certain cases a personal injury matter may be more complex and require litigation. If this is the case a lawsuit is then filed and the case goes before the court and will ultimately be determined by a jury. The fee associated with cases that reach litigation is higher due to the complexity of legal services. In the state of Florida, the appropriate attorney fee in this instance is 40% of the recovery. It may vary case by case so be sure to contact your personal injury attorney today and ask them for more information!

Additionally, if you are the injured party due to a negligent driver you should contact an attorney for legal consultation and information on how to proceed following an auto accident. The reason being, in the event of an accident an insurance company contacts you regarding your injury claim. You do not want to offer any recorded statements without first consulting with an attorney.BLICK-LAW-FIRM-NEWSLETTER

Whether the injury is caused from a car accident, wrongful death, slip and fall, or exposure to a defective product you should seek a personal injury attorney to assist with your claim. A personal injury attorney will make sure you get the proper medical assistance and legal representation for your claim.

If you have been involved in an accident and need legal help, call attorney Michael C. Blickensderfer at Blick Law Firm and schedule a free 15-minute consultation. Think quick, call Blick!

Posted in Blog, DUI, Personal Injury | Leave a comment