Tag Archives: michael blickensderfer

Tampa Bankruptcy Joint Filing

When married couples consider filing Bankruptcy, they are faced with the choice of determining whether to file jointly or individually. This determination is important, and many concerns should be addressed prior to deciding what to do.

Many times, one spouse may have debts alone and deem it necessary to file a bankruptcy separate from the other spouse. However, in cases where both spouses are facing financial hardship in meeting the payments on their debt it can be advantageous to file Bankruptcy jointly. Advantages to filing jointly include:

  • Paying only one filing fee instead of paying the same fee twice for separate filings;
  • Assistance from the other spouse in gathering all the necessary documentation together, which can be extremely burdensome; and
  • Filing jointly is more efficient by consolidating the filing, making it is less time consuming.

Joint filing can have disadvantages as well, especially when there is a large disparity in the debts and assets between the spouses. It is important to consult a bankruptcy attorney to determine what the most effective and beneficial filing is for your specific situation.

If you or a loved one have concerns about Bankruptcy or are considering filing Bankruptcy jointly, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer.

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Burn Victims: Recovery for Pain and Suffering

With winter quickly approaching and a steady drop in temperature, people seek warmth from a variety of sources including fire, warming blankets, space heaters and so forth. Unfortunately, many people each year become victims of fire and heat exposure as a result of seeking warmth in response to outside temperatures dropping.

Victims of fire or heat exposure incur life altering burns, pain and disfigurement, and are forced into a life of constant rehabilitation. The pain and suffering that results are an unfortunate and touching aspect of the severity of injuries that can occur due to exposure to fire; and most times the burn victims themselves are not even at fault.

If another party is responsible for the fire, you are entitled to seek compensation for medical expenses, loss of income, and pain and suffering. Compensation for pain and suffering includes any pain, disfigurement, emotional distress, disability, and even embarrassment attributable to the burn injury sustained; and the recovery for these damages includes both present and future losses.

Cases involving burn victims vary in their severity, but ultimately are traumatizing no matter how severe; and the pain involved in treating these injuries is overwhelming. Many factors are considered when assessing the amount of recovery available to burn victims, including the severity of the burns, the amount of rehabilitation and treatment required, the extent of the disability incurred, disfigurement, and the extent of emotional distress. These factors are difficult to quantify in terms of recovery, but their severity is understood and can result in substantial awards for damage.

If you or a loved has been injured in a fire or sustained burns as a result of a product malfunction, call Blick Law Firm today at (813) 931-0840. Call today to schedule a free 15 minute consultation with attorney Michael Blickensderfer. Think quick, call Blick.

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Deer Vehicle Collsions

Each year, automobile and motorcycle accidents are a major cause of fatalities nationwide. As a result, it is important to employ all necessary safety measures available to avoid or reduce the risk of serious injury while operating an automobile or motorcycle.

An unforeseen cause of many accidents across the country is the unfortunate encounter vehicles have with large animals crossing the street. In Florida, there are many areas that include warning signs indicating where frequent deer crossings occur. These warning signs are particularly important for motorcyclists to be aware of, as collisions with large animals are even more devastating to motorcycle riders. It is important to know that at higher speeds it is very unlikely that motorists will have adequate time to prevent collision with a crossing animal.

If you encounter a potential collision with a deer or other large animal, it is important to brake firmly, flash your high beams at the animal in an effort to break their frozen response to the oncoming lights, and honk your horns to frighten the animal away.

If you or a loved one has been injured in a collision with a large animal and need help filing a serious injury claim, call Blick Law firm today at (813) 931-0840. Schedule a free 15 minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!

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Protección contra lesiones personales (PIP) cambios en las leyes de la Florida

Protección contra lesiones personales (PIP) es una cobertura obligatoria de las políticas de seguros de automóviles de la Florida que cubre gastos médicos, salarios perdidos y otros daños. El propósito original de la cobertura de PIP era asegurarse de que cualquier persona lesionada en un accidente de auto rápidamente recibiría dinero para tratar sus lesiones. En la Florida, todos los conductores están obligados a obtener un mínimo de cobertura PIP 10,000 dólares para gastos médicos y salarios perdidos a raíz de un accidente de auto.

Debido al fraude rampante y la apropiación indebida de la cobertura de PIP en la Florida, las compañías de seguros han presionado para aprobar una reforma de seguro de PIP para limitar los tipos de tratamiento disponibles para las victimas de accidentes cubiertos por el PIP, y limitar la cantidad de cobertura con el fin de evitar abusos y fraudes.

En 2012, la legislatura de la Florida aprobó en la reforma de la ley PIP que prohíbe  el uso de PIP  dólares para pagar los tratamientos de masajes o la acupuntura y limitara el pago por el tratamiento no urgente de accidentes relacionados con las lesiones $2,500.00. Una preocupación generalizada es que las victimas de accidentes con lesiones graves no será capaz de obtener la atención que necesitan, si sufre una lesión, como un tirón cervical o hernia de disco debido a que estas lesiones no pueden ser calificadas como de emergencia.

Sin embargo, los partidos del proyecto de ley insisten en que la reforma contribuirá a una disminución global de las de seguros y proporcionar un alivio muy necesario a los conductores de Florida.

Si usted o un ser querido ha sido victima de un accidente de auto y tiene preguntas sobre sus derechos, llame al bufete de abogados Blick hoy en 813-931-0840 para programar una consulta gratuita de 15 minutos con el abogado Michael Blickensderfer. Piensa rápido, llame Blick 813-931-0840.

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Lesiones Personales

Las partes en un accidente estan a menudo en contacto con las compañías de seguros en un intento de llevar a las victimas de lesiones personales para resolver una demanda por lesiones ràpidamente, y por un monto no negociado. Antes de que una oferta de liquidacion ni siquiera se discute, es muy importante saber en primer lugar el alcance de sus lesiones.

Por lo general, la gravedad de los daños sufridos en un accidente no es facil de determinar, y en muchos casos, el perjudicado puede sufrir lesiones de tejidos blandos o latentes que no se presentan sino hasta mucho mas tarde. Sin embargo, una vez que un acuerdo está hecho y ofrecido, una parte perjudicada  lanza su derecho  a la recuperaciòn de las lesiones relacionadas con ese incidente en particular.

Si usted esta involucrado en un accidente de auto , siempre es importante buscar primero a un mèdico. Despues de  un accidente de auto, lo major es acudir de inmediato al hospital o centro de tratamiento para determiner las medidas necesarias de rehabilitacion que podran ser necesarias.

En Segundo lugar, una parte perjudicada siempre debe contactar a un abogado para asesoria legal e informacion general sobre como proceder despues de un accidente.

En el caso de un contacto con la compañia de seguros con respecto a su demanda por lesiones, no se ofresca a dar ninguna declaracion grabada sin antes consultar con un abogado.

Si usted o un ser querido ha sufrido un accidente y necesita asesoriamento legal llame a Blick Law Firm hoy al (813) 931-0840. Programe una consulta gratuita de 15 minutos de consulta con el abogado Michael Blickensderfer.

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Process of Purchasing a Home

A Real Estate Closing is the final step of the home purchase process, whereby the buyer and seller sign the papers to transfer the ownership of the home. In order to complete this final phase of the purchase process, it is important to understand the timeline of requirements that take place leading up to the Closing.

First, a buyer must open an escrow account with a neutral third party, whereby the buyer provides earnest money to be held in consideration of the purchase in order to demonstrate good-faith that the buyer fully intends on completing the sale.

Following the opening on an escrow account the buyer then needs to take the necessary steps to protect their interest in the home. These steps include:

  • Completing a Title search
  • Purchasing Title Insurance
  • Completing a Home inspection and Pest inspection
  • Negotiating the Closing costs; and
  • Locking the interest rate of the mortgage.

These steps are important in the completion of any Real Estate transaction, and many times it is important for the buyer to seek legal counsel prior to moving forward with the purchase process. An experienced real estate attorney can provide professional legal advice, and interpret the very complicated language involved in most Closing documents. The attorney is also capable of identifying potential problems with your purchase documentation, and can save you the hassle of dealing with unexpected complications that may arise during the Real Estate purchase process.

If you or a loved one is considering purchasing a home and need advice on what to expect, call Blick Law Firm today at (813) 931-0840. Schedule a free 15-minute consultation with attorney Michael Blickensderfer. Think quick, call Blick!

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