Tag Archives: florida personal injury attorney

Personal Injury Protection (PIP) Law Changes Florida

Personal Injury Protection (PIP) is a mandatory coverage on Florida car insurance policies that covers medical expenses, lost wages, and other damages. The original purpose of PIP coverage was to make sure that anyone injured in an auto accident would quickly receive money to treat their injuries. In Florida, all drivers are obligated to obtain a minimum of $10,000 PIP coverage for medical bills and lost wages following an auto accident.

Due to rampant fraud and misappropriation of PIP coverage in Florida, insurance companies have lobbied to pass PIP insurance reform to limit the types of treatment available to crash victims covered by PIP, and limit the amount of coverage in order to avoid abuse and fraud.

In 2012, the Florida legislature passed into law PIP reform that bans the use of PIP dollars to pay for massage or acupuncture treatments and will limit the payout for non-emergency treatment of accident-related injuries to $2,500.00. A widespread concern is that accident victims with serious injuries won’t be able to get the care they need if they sustain an injury such as a whiplash or herniated disc because these injuries may not qualify as an emergency.

Nonetheless, supporters of the bill insist that the reform will contribute to overall lower insurance premiums and provide much needed relief to Florida drivers.

If you or a loved one have been a victim of an auto accident and have questions concerning your rights, call Blick Law Firm today at 813-931-0840 to schedule a free 15 minute consultation with attorney Michael Blickensderfer. Think quick, call Blick! 813-931-0840.

Posted in Blog, Personal Injury | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Florida Boating Accidents

Florida’s waterways are amenities of the state that bring family and friends together in a perennially sunny climate. However, the abundance of waterway use in Florida coupled with a variety of water recreational activities can lead to serious incidents of personal injury.

Boating accidents are extremely dangerous and can lead to severe injuries, and even death. With close to a million vessels registered in the state, Florida leads the nation in the number of vessels, and, as a negative consequence has the highest number of boating fatalities annually. According to the Florida Fish and Wildlife Commission, there were 742 reportable boating accidents and 67 boating related fatalities in 2011. Many of these deaths were caused by victims falling overboard and drowning, and a large number of them could have been prevented if the victims had worn life jackets.

While utilizing Florida’s water resources, it is important to always employ safety measures to prevent injuries. However, in the event of an injury it is important to contact a Tampa personal injury attorney to determine your rights to recovery, and determine who may be liable for your injuries.

If you or a loved has been injured in a boating accident, call Blick Law Firm today. Schedule a free 15-minute consultation with attorney Michael Blickensderfer by calling 813-931-0840. Think quick, call Blick!

Posted in Blog, Boating, Personal Injury | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment