Monthly Archives: May 2014

According to the Insurance Research Council (IRC), 1 out of every 7 drivers in the United States is uninsured. If you are involved in an auto accident, it is very important to have Uninsured Motorist coverage in the event you are hit by an uninsured driver.

An uninsured driver is someone who lacks liability insurance. If the at-fault driver is uninsured, there is no insurance company to pay for your injuries and property damages. If you do not have Uninsured Motorist coverage on your auto policy, you may be left paying out of pocket expenses.

In an auto accident where the at-fault driver is uninsured, Uninsured Motorist (UM) insurance will cover the medical expenses, property damages, pain and suffering, and lost wages of the injured party. This coverage is also available to all passengers that may have been injured as a result of the accident. UM coverage is necessary in the event of a hit and run accident; and also protects you outside of your own vehicle. If you are a passenger and suffer injuries due to a traffic collision, your Uninsured Motorist coverage will pay for your medical expenses.

Florida insurance companies are required to offer Uninsured Motorist coverage however, this coverage is not mandatory by law. Although UM insurance is not required in the state of Florida, it is highly recommended in order to ensure that your medical bills and property damages are covered in the event of an accident.

Not all auto accidents can be anticipated, and it is important to take the necessary precautions to ensure the safety of yourself and your loved ones. Injuries sustained in an auto accident can require years of extensive medical treatment that can become costly, and choosing UM coverage is a great way to ensure that you and your loved ones are covered.

If you have questions about Uninsured Motorist coverage, or have been injured in an auto accident, call a Personal Injury Attorney today for a free 15 minute consultation.

Hurricane season runs from the months of June to November and is quickly approaching. Tropical storms are common in the state of Florida, and it is very important to always be prepared and have an evacuation plan in place. In the event that you need to evacuate, it is crucial to know where you are going and have alternate routes planned out ahead of time. Follow any instructions that are given by local authorities, and never wait until the last minute to evacuate your family. Always have supplies ready, and make sure that they are quickly accessible. Medicines, portable radios, flashlights, and batteries are important items to have handy in the event of a hurricane. It is also wise to have a full tank of gas, and a fully charged cell phone.

If you must drive, make sure to avoid flooded areas at all costs and don’t drive unless absolutely necessary. If you approach an area that is flooded, take an alternate route to your destination. If an alternate route is not available, wait for the flood to subside and get to higher ground. Keep yourself informed about weather changes by tuning in to the radio.

Thousands of car accidents occur every year due to heavy rain. It is crucial to practice safe driving habits when driving through severe weather. In heavy rain, it is important not to drive recklessly, and it is equally important not to be too apprehensive. When driving through heavy rain, be sure to drive slowly and keep your headlights on. Rain makes roads slippery, so always allow extra distance between your vehicle and other vehicles on the road. Turn on your hazard lights so other drivers can see you through the rain, and keep your eyes on the vehicle in front of you at all times. Stop at all traffic lights and proceed with caution, also be very alert when approaching intersections. It is crucial that your windshield wipers and tires are in good condition for severe weather, make sure of this before hitting the road.

In the event of an auto accident, always immediately seek medical attention and contact an auto accident lawyer. If you or a loved one has been involved in an auto accident, call Blick Law Firm today for a free consultation with attorney Michael C. Blickensderfer at 888-973-2776!

Summer vacation is near, and many families celebrate the summer months by visiting amusement parks such as Bush Gardens and Disney World Theme Parks for their Florida Vacation. Amusement parks are very enjoyable for the whole family however, theme park accidents can be very severe and injuries sustained can require extensive medical treatment. Although theme park accidents can be devastating, many of these accidents can be prevented. Practicing safety and taking precaution is crucial to ensuring the safety of yourself and your family. Follow these tips to make sure that you and your loved ones have fun, and stay safe on your next theme park adventure.

• Stay cool – Sunburn and heat exhaustion are very common among theme park visitors. Be sure to bring sunscreen and wear protective clothing. Have plenty of water on hand in order to stay hydrated.
• Follow the rules – Park guidelines are there to ensure the safety of visitors. Make sure to read boarding restrictions before you get on a ride. Some rides are not recommended for visitors with certain health concerns, and it is also very important to adhere to height restrictions. If you are unsure about a ride, always consult a staff member if you have any questions or concerns.

• Know your limits – Do not let anyone pressure you into getting on a ride you don’t want to. A theme park visit is supposed to be an exciting experience, not a devastating one. If you are deathly afraid of rollercoasters, avoid them. You don’t want to risk getting sick or having any medical issues. There are plenty of theme parks that offer various rides that everyone can enjoy.
• Watch your children – Most theme parks are very large, and with the massive crowds most parks attract, children can easily get lost. Be aware of your children at all times and never leave small children alone. Be sure to supervise your children on rides, and make sure that they are strapped in safely.

Some accidents cannot be anticipated; in the event you or a loved one is injured in an accident, immediately seek medical attention and contact a personal injury lawyer. A personal injury attorney can make sure that you get the proper medical treatment that is needed for your injuries, as well as make sure that your medical bills are paid.

Call Blick Law Firm today for a free 15 minute consultation with attorney Michael C. Blickensderfer. Think quick, call Blick 888-973-2776!