Monthly Archives: May 2012

Necesito a un abogado de lesiones personales

Contrario a creencias populares que los abogados de lesiones personales persiguen ambulancias y victimas, las leyes de Florida prohíben tal acción. De hecho, los abogados tienen restringido hacer cualquier tipo de contacto a las víctimas de accidentes en un periodo de 90 días. El abogado Michael Blickensderfer no practica tales técnicas de mercadeo. Nuestros clientes buscan de nuestros servicios por causa de clientes actuales o previos que han estado satisfechos por utilizar a Blick Law Firm para sus propios asuntos legales.

Si sus heridas o las de sus familiares no fueron su culpa, usted es elegible a recibir compensación financiera para cuentas de hospitales, el tiempo desempleado e incluso por el dolor o sufrimiento. Para proteger sus derechos y recibir lo que usted se merece, contacte a Blick Law Firm hoy para recibir una consulta gratis. Las nuevas leyes que prevendrán fraude de seguros y accidentes requieren que la victima reciba cuidado de emergencia dentro de las 72 horas del accidente. Si usted no puede llegar a nosotros, nosotros iremos a  donde usted.

 

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What ‘to do’ to file for chapter 7 bankruptcy

While there may be a stigma to filing chapter 7 bankruptcy, claiming bankruptcy may alleviate everyday stress and financial burdens. If you decide to file for chapter 7 bankruptcy, be mindful to completely and accurately gather and fill out all documents pertaining to your claim.

To seamlessly file your bankruptcy in an accurate and in a timely manner, follow the following key steps for filing chapter 7 bankruptcy with a Tampa bankruptcy attorney.

DO complete the bankruptcy intake packet that you receive on your initial visit at Blick Law Firm.

DO bring all requested documents to your second appointment. **A third appointment may result in an additional fee.

DO value your personal property at garage sale prices your Tampa bankruptcy lawyer can help you keep as much of your personal property as possible.

DO value your cars using the NADA. Also, check with Kelly Blue Book.

DO plan on having a low balance in your checking account the day you file your petition.

DO notify your creditor if you have retained a bankruptcy attorney to assist in your filing process.

DO stop making payments to your credit card accounts.

DO continue making payments on your mortgage and other secured debts.

DO let your Tampa bankruptcy attorney know of any abusive conduct by any debt collector.

DO inform your attorney of any lawsuits in which you might be involved, including personal injury.

DO take your first and second credit counseling classes. Classes in which to attend will be instructed to you by your law firm.

DO bring your driver license and social security card to your appointments and 341 hearing.

DO call Blick Law Firm if you have any questions.

If you are seeking to discharge your debt, contact a Tampa bankruptcy attorney that has the experience and knowledge to accurately file your information. Call Blick Law Firm today at 813-931-0840 to receive your chapter 7 bankruptcy.

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Consequences to your credit following a short sale

After selling your home in a short sale, many factors must be taken into account to determine your ability to obtain a mortgage.

Your post-short sale credit score may drop, usually around 100 points or more. This could prevent you from obtaining a favorable interest rate on any new home loan. Also, you may have to put more money down. In many cases, it often takes two to three years before you’re eligible for another mortgage.

As long as you were current on your older home mortgage before short sale, you will have to wait at least two years for a loan that is federally backed, such as those from the Federal Housing Administration (FHA). If you are delinquent, it could take as long as three years. Private lenders, of course, are free to set their own time requirements.

Your credit score generally suffers a similar hit after a short sale or a foreclosure. However, most federally backed home loans don’t weigh your actual credit score or history too heavily when you go for a new home loan.

When you are ready to consider purchasing in the real estate market again, call attorney Michael Blickensderfer and let Blick Law Firm handle your proceedings and title closing.  As an experienced real estate lawyer, he understands the aftermath of a short sale and how to recoup and move forward with your life. Call us today at 813-931-0840.

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Hillsborough County Sheriff’s Office discusses severity of underage drinking for minors

Is your child approaching graduation? This time of year for many high school seniors is exciting because of what it symbolizes, the beginning of something new. As a parent, it is important to be mindful of the mindset of students and educate them so they make responsible choice for the future.

According the Hillsborough County Sheriff’s Office, Sheriff David Gee wants to encourage everyone to celebrate safely and to let the community know that deputies will be on extra alert for parties where alcohol is made available to minors.

Anyone that allows those under the age of 21 to possess and/or consume alcohol may be at risk of charges such as Open House Parties and Contributing to the Delinquency or Dependency of a Child. As well as charges of Child Neglect, which is considered a felony.  

Other issues that derive from underage drinking: acts of violence. Many house parties are known for violent outbursts as a result of the combination of underage drinking and lack of adult supervision.

There are many dangers that may occur around this time of year for high school graduates. Local sheriff’s offices will be extra cautious of these situations and encourage parents to educate their children of the harm of underage drinking.

If you find yourself in this unfortunate situation, give attorney Michael C. Blickensderfer a call at 813-931-0840. Seek an experienced Tampa Criminal Defense attorney that will properly represent you or your loved ones, striving for the best possible outcome for your children.

Anyone with information about underage drinking is asked to contact the Sheriff’s Office at 247-8200 or Crime Stoppers at 1-800-873-8477.

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Blick Law Firm discusses Tampa Bay Sinkhole Damages

Thank you for watching Minute with Mike, free legal advice answered by attorney Michael C. Blickensderfer every Wednesday at Noon.

Today’s topic: Sinkhole damages. If you feel that your property may have possible sinkhole damages and it has cost you, you may be eligible to receive compensation for those damages. It is important to seek legal representation to understand home owners insurance and their claim policies, to make sure you receive full reimbursement for damages.

Blick law Firm is a local Tampa Bay legal firm specializing in personal injury, chapter 7 bankruptcy, criminal and real estate law all across the state of Florida.

The owner, Michael C. Blickensderfer has 25 years legal experience in Florida, New York and New Jersey. Blick Law Firms practice areas include criminal law, DUI/ Traffic, real estate transactions, loan modifications, short sales, foreclosure defense, bankruptcy, title insurance and real estate litigation.

We also serve clients in personal injury, including auto accidents, motorcycle accidents, slip and falls premises liability, dog bites, marine and aviation accidents and wrongful death.

For further information regarding our legal services please visit our website at www.blicklawfirm.com.

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